Key Takeaways MA is expanding fintech partnerships in Africa, Asia Pacific and Latin America for digital payment growth. Cross-border volume rose 15% YoY, while GDV witnessed a continued rise in Q1 2025. MA is rolling out Buy Now Pay Later in emerging markets to meet growing demand for flexible credit.As the competition in the global fintech landscape heats up, Mastercard Incorporated (MA) is strengthening its partnership with fintech companies in Africa, Pacific Asia and Latin America, aiming to tap into ...

欧美发达国家，移动支付为何发展滞后？ 曾经，有专家惊呼中国已进入"无现金时代"。如今，从古稀老人到十六岁高中生，移动支付已渗透中国 社会的方方面面，甚至连街边小摊都接受移动支付。人们出门只需一部智能手机，现金已成为过去式。 然而，这番景象却让那些曾游历欧美发达国家的观察者感到困惑：移动支付技术起源于欧美，为何却在 发展中国家中国取得了如此迅猛的普及，而在其发源地却举步维艰？究其原因，我们认为至少有以下四 个关键因素： 最后，欧美发达国家的政府政策更倾向于支持银行信用卡体系。欧美银行业实力雄厚，对政府政策拥有 显著影响力。银行不仅是重要的税收来源，也为政客提供竞选资金。因此，政府往往会优先支持银行信 用卡体系的发展，从而限制移动支付平台的扩张。这种政治经济因素的博弈，也在一定程度上阻碍了移 动支付在欧美国家的普及。 总而言之，移动支付在中国市场的成功并非偶然，而是多种因素共同作用的结果。 而欧美发达国家的 现状，则反映了其独特的社会文化、技术发展路径以及政治经济结构。 这并非简单的技术问题，而是 涉及到更深层次的社会、经济及政治生态的复杂互动。 " 首先，欧美发达国家的信用卡体系已发展数十年，根深蒂固。几代人养 ...

SHANGHAI, June 03, 2025 (GLOBE NEWSWIRE) -- From May 27 to 28, the ASEAN-GCC-China Economic Forum 2025 was held in Kuala Lumpur, Malaysia. Mr. Dong Junfeng, Chairman of China UnionPay and UnionPay International, was invited to attend the Forum, including the lunch co-hosted by Dato' Seri Dr. Ahmad Zahid Hamidi, Deputy Prime Minister of Malaysia, and Mr. Ren Hongbin, Chairman of China Council for the Promotion of International Trade (CCPIT), the welcome ceremony, and dinner reception. During the Forum, Mr. D ...

INDIANA, Pa., May 01, 2025 (GLOBE NEWSWIRE) -- First Commonwealth Financial Corporation (NYSE: FCF) (“First Commonwealth”) today announced that it has completed its previously announced acquisition of CenterGroup Financial, Inc. (“CenterGroup”), the parent company of Milford, Ohio-based CenterBank. “We are pleased to announce the completion of the merger with CenterBank and are excited to expand our presence in the Cincinnati market,” said President and Chief Executive Officer T. Michael Price. “CenterBank ...

Group 1: Dutch Bros - Dutch Bros has experienced a drop in stock price recently but is still up 18% year-to-date, outperforming the market [2] - The company operates a chain of coffee shops with a unique brand and low prices, primarily focusing on drive-thru locations while expanding to meet demand [3][4] - Dutch Bros aims to grow from 1,000 stores to 7,000, indicating significant expansion potential compared to competitors like Starbucks [4] - Revenue for the fourth quarter of 2024 increased by 35% year-over-year to $343 million, with same-store sales up 6.9% and net income turning positive at $6.4 million [5] - The stock trades at a forward P/E ratio of 74, reflecting high market expectations for future growth [6] Group 2: Axon Enterprise - Axon Enterprise is a leader in law enforcement technology, providing products like Tasers and body cameras, and has shown consistent growth over the past decade [7][9] - The company is innovating with AI tools, such as Draft One, which assists law enforcement in writing reports, indicating strong demand for its technology [8] - Axon has expanded its customer base beyond law enforcement, securing contracts with private sector companies, which diversifies its revenue streams [10] - The company has maintained revenue growth of 20% or more annually for the last 10 years and is well-positioned to navigate economic challenges [9][11] Group 3: MercadoLibre - MercadoLibre is the leading e-commerce company in Latin America, with a significant opportunity for growth as 35% of adults in the region lack bank accounts [12] - The company has achieved a remarkable 1,400% return over the last decade and continues to grow revenue at high double-digit rates, with a 37% increase in the fourth quarter [13] - MercadoLibre serves 67 million unique active buyers and is expanding its financial services, contributing to a total revenue of $21 billion in 2024 [14] - The company is investing in growth opportunities, such as credit card issuance and new fulfillment centers, which may pressure near-term margins but promise long-term benefits [15] - Currently, MercadoLibre trades at a price-to-sales multiple of 5.3, suggesting potential for excellent returns as it expands in a region with 650 million people [16]