Headed into the Labor Day weekend, the CE 100 Index managed to post a 0.5% gain, in contrast to the slides seen across all broader benchmarks such as the Nasdaq and the S&P 500.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional login ...

USA | Payments, Processors & IT Services Equity Research Stablecoin Temperature Check: What Companies Are Saying and Doing We revisit the discussion on stablecoins, compiling notable commentary from 2Q earnings calls (and announced partnerships) across the payments ecosystem, banks, and other FinTechs. Consistent with our view, management teams largely view cross-border (in select geographies) as the primary use- case for stablecoins. Improvements to internal treasury management was also a common thread. Mo ...

SAN DIEGO, CA, Aug. 29, 2025 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company") today announced the Chairman and Co-founder Ben Errez has retired from the Board of Directors, in conjunction with his previously announced retirement, effective August 31, 2025. As announced on August 15, 2025, Mr. Errez will be retiring from his management role, effective on August 31, 2025. “Leading RYVYL has been one of the greatest honors in my career,” said outgoing Chairman Ben Errez. “Together with ...

Strategic collaboration will streamline onboarding for financial institutions and strengthen access to Mastercard Move, Mastercard's portfolio of money movement capabilities The solution's seamless integration with Infosys Finacle, part of EdgeVerve Systems, a wholly owned subsidiary of Infosys, will play a key role in creating an efficient pathway for financial institutions to access Mastercard Move's cross-border capabilities in a fraction of the typical implementation time and without the intensive resou ...

Smartpay (SMP) FY 2025 Annual General Meeting August 27, 2025 08:30 PM ET Company ParticipantsGregor Barclay - Chairman & Independent DirectorMarty Pomeroy - CEO & MDShelley Ruha - Independent DirectorGregor BarclayOkay. Good morning, and welcome, everyone, to SmartPay's Annual Meeting for 2025. I'm Greg Barclay, Independent Director and Chair of the Board. Today's meeting is being held both in person and online through Computershare's online meeting platform. Before we start, I just want to introduce the m ...

Financial Data and Key Metrics Changes - Throughout financial year 2025, total transaction values (TTVs) remained soft, continuing the trend from financial year 2024, but top line revenue grew due to a focus on customer verticals with strong payment economics [13][17] - Average ticket size per merchant increased by 15% compared to the same time last year, and average TTV per newly onboarded merchants rose approximately 20% compared to the existing fleet average [17][18] - Customer attrition ratios for 2026 are consistent with the last two years, indicating stability in customer retention [18] Business Line Data and Key Metrics Changes - The company maintained transacting terminal margins across its fleet, with better revenue profiles from newly onboarded Australian customers [13][14] - New Zealand acquiring revenues are starting to come online, with average revenue per terminal exceeding expectations due to a focus on higher value merchants [18][28] - The company has targeted over 5,000 merchants for its New Zealand acquiring solution by the end of financial year 2026 [28] Market Data and Key Metrics Changes - In Australia, the company continues to grow market share despite a competitive environment, focusing on verticals with strong unit economics [14][15] - The Reserve Bank of Australia's preliminary decision to remove the prohibition on surcharging could impact Australian transactional revenues by up to 10% [24] - The New Zealand Commerce Commission's decision to reduce interchange caps may improve gross margins for the company [25][26] Company Strategy and Development Direction - The company is executing a three-stage strategic plan, with good progress made in all stages throughout financial year 2025 [14][29] - The focus is on embedding solutions and brand within customers' businesses to realize value for shareholders [14] - The company is developing a comprehensive in-store business and payment solution, including point of sale and cash flow management tools [29][30] Management's Comments on Operating Environment and Future Outlook - Management highlighted resilience in business unit economics despite challenging economic conditions faced by customers [13] - The company is well-prepared and structured to leverage growth opportunities in both Australia and New Zealand [32] - Future growth is expected to be driven by the conversion of a captured base of over 24,000 merchants to acquiring solutions [32] Other Important Information - The company is progressing well with the completion of a scheme of arrangement following an acquisition offer by Shift4 Holdings Limited [7][8] - A major marketing campaign was launched in Australia coinciding with the introduction of a next-generation Android payment terminal [15][16] Q&A Session Summary Question: Are there any questions from online attendees? - No questions were raised from online attendees [34] Question: Are there any questions regarding the resolutions? - No questions were raised regarding the resolutions [36][39][40]

Financial Data and Key Metrics Changes - Throughout financial year 2025, total transaction values (TTVs) remained soft, continuing the trend from financial year 2024, but top line revenue grew due to a focus on customer verticals with strong payment economics [13][17] - Average ticket size per merchant increased by 15% compared to the same time last year, and average TTV per newly onboarded merchants rose approximately 20% compared to the existing fleet average [17][18] - Customer attrition ratios for 2026 are consistent with the last two years, indicating stability in customer retention [18] Business Line Data and Key Metrics Changes - The company maintained transacting terminal margins across its fleet, with better revenue profiles from newly onboarded Australian customers [13][14] - New Zealand acquiring revenues are starting to come online, with average revenue per terminal above expected fleet averages due to a focus on higher value merchants [18][28] - The company is targeting over 5,000 merchants on its New Zealand acquiring solution by the end of financial year 2026 [28] Market Data and Key Metrics Changes - In Australia, the company continues to grow market share despite a competitive environment, focusing on verticals with strong unit economics [14][15] - The Reserve Bank of Australia's preliminary decision to remove the prohibition on surcharging could impact Australian transactional revenues by up to 10% [24] - The New Zealand Commerce Commission's decision to reduce interchange caps may improve gross margins for the company [25][26] Company Strategy and Development Direction - The company is executing a three-stage strategic plan, with good progress made in all stages throughout financial year 2025 [14][29] - The focus is on embedding solutions and brand within customers' businesses to realize value for shareholders [14] - The company is developing a comprehensive in-store business and payment solution, including point of sale and cash flow management tools [29][30] Management's Comments on Operating Environment and Future Outlook - Management highlighted resilience in business unit economics despite challenging economic conditions faced by customers [13] - The company is well-prepared and structured to maximize efficiency and deliver strong operating leverage over the coming years [18][32] - Future growth is expected to be accelerated with the growth in New Zealand revenues from the conversion of a captured base of over 24,000 merchants [32] Other Important Information - The company is progressing well with the completion of a scheme of arrangement following an acquisition offer by Shift4 Holdings Limited [7][8] - A major marketing campaign was launched in Australia coinciding with the introduction of a next-generation Android payment terminal [15][16] Q&A Session Summary Question: Are there any questions from the online attendees? - No questions were raised from online attendees [34] Question: Are there any questions regarding the resolutions? - No questions were raised regarding the resolutions [36][39][40]

2025 ANNUAL GENERAL MEETING 28 AUGUST 2025 S M A R T P A Y H O L D I N G S L I M I T E D Important Notice This presentation has been prepared by Smartpay Holdings Limited (NZX: SPY/ASX: SMP) (the Company or Smartpay) for the purpose of briefings in relation to its financial statements. This presentation may contain certain statements and projections provided by or on behalf of Smartpay Holdings Limited Group (Smartpay) with respect to anticipated future undertakings. Any forward-looking statements reflect v ...

Core Insights - Mastercard has strengthened its partnership with Circle to introduce USDC and EURC settlements for acquirers in the EEMEA region, with Arab Financial Services and Eazy Financial Services being the first to benefit from this initiative [1][10] - The expanded partnership allows acquiring institutions to settle transactions in USDC or EURC, facilitating faster and more cost-efficient digital trade across emerging markets [2][4] - This initiative aligns with Mastercard's strategy to promote stablecoin adoption, enhance payment capabilities, and expand its presence in the crypto ecosystem [3][4] Company Developments - Mastercard supports various regulated stablecoins, including USDC, USDG, FIUSD, and PYUSD, while also advancing cross-border remittances and B2B payments through its platforms [4] - The collaboration with Circle is expected to increase the usage of Mastercard-branded cards and boost net revenues derived from its payment network, which saw a 17% year-over-year increase in total net revenues in Q2 2025 [5] Competitive Landscape - Competitors such as PayPal and Visa are also expanding their presence in the crypto space, with PayPal allowing users to buy and sell cryptocurrencies and Visa supporting crypto-linked card programs [6][7][8] - PayPal's net revenues rose 5% year-over-year in Q2 2025, while Visa's net revenues advanced 14% year-over-year in Q3 fiscal 2025 [7][8] Financial Performance - Mastercard's shares have increased by 25.4% over the past year, outperforming the industry's growth of 20.8% [9] - The Zacks Consensus Estimate for Mastercard's 2025 earnings indicates an 11.7% rise from the previous year, with a projected revenue growth of 15.1% year-over-year [13] Valuation Metrics - Mastercard trades at a forward price-to-earnings ratio of 32.75, which is above the industry average of 22.24 [12]

Back in early May of this year, I decided to revisit Crane NXT, Co. ( CXT ) . In my opinion, it is one of the most interesting businesses on the planet. In addition to engaging in the payments space, the firm operates asCrude Value Insights offers you an investing service and community focused on oil and natural gas. We focus on cash flow and the companies that generate it, leading to value and growth prospects with real potential.Subscribers get to use a 50+ stock model account, in-depth cash flow analyses ...