Core Insights - Remitly Global reported strong fourth-quarter earnings and provided optimistic guidance for 2026, resulting in a 30% increase in its stock price this week [1][2]. Financial Performance - In Q4, Remitly experienced a 19% year-over-year increase in active customers, a 26% rise in revenue, and a 35% growth in send volume, showcasing impressive double-digit growth [3]. - The company achieved a GAAP operating margin of 9% in Q4, marking a record for the business, while also investing heavily in marketing and product development [4]. Future Outlook - For 2026, Remitly is guiding for revenue growth of up to 20% and adjusted EBITDA between $340 million and $360 million [4]. - The current market cap of Remitly is $3.6 billion, translating to a 10x multiple on its adjusted earnings guidance for 2026, indicating that the stock appears undervalued given its consistent double-digit growth [6].