Core Viewpoint - A survey indicates that 94% of Americans view homeownership as part of the American dream, but real estate mogul Grant Cardone argues that owning a home is a poor investment compared to renting and investing in other assets [1][2]. Group 1: Homeownership vs. Renting - Bankrate analysis shows that buying a home is 37% more expensive than renting, making renting the cheaper option across all major U.S. metros [2]. - Cardone suggests that individuals should forgo homeownership, save the cost difference, and invest in assets that yield better returns [2]. Group 2: Rental Properties - Cardone advocates for owning rental properties, stating they generate cash flow, provide tax advantages, and appreciate over time, making them a superior investment compared to personal homes [3]. - The average gross rental yield in the U.S. for Q3 2024 is reported to be 6.1% [3]. Group 3: Mogul Investment Platform - Mogul is a real estate investment platform that offers fractional ownership in high-quality rental properties, allowing investors to earn monthly rental income and enjoy tax benefits without large down payments [4]. - The platform's properties are selected from the top 1% of single-family rental homes nationwide, providing institutional-quality investment opportunities at a fraction of the usual cost [4]. Group 4: Investment Returns - Each property on the Mogul platform is vetted to ensure a minimum 12% return even in downside scenarios, with an average annual IRR of 18.8% and cash-on-cash yields averaging between 10% and 12% annually [5]. - Investments typically range from $15,000 to $40,000 per property, with offerings often selling out in under three hours [5]. Group 5: Security of Investments - Investments are secured by real assets, with each property held in a standalone Propco LLC, ensuring that investors own the property rather than the platform [6]. - The use of blockchain-based fractionalization provides an additional layer of safety, creating a permanent and verifiable record of each investment stake [6].