Here are three steps you can take to start stitching together a safety net that can protect your golden years.What’s more, recent moves by the Trump administration have raised concerns about the future of Social Security payments. About 59% of non-retired Americans are worried that Social Security won’t be available by the time they retire, according to a survey from DepositAccounts (7).But these benefits are designed to replace just 40% of pre-retirement income. The estimated average monthly Social Securit ...