Core Insights - The "Nihao China" app launched by China UnionPay aims to enhance the convenience of inbound tourism in China by providing a comprehensive digital service platform for foreign visitors [3][12]. Payment Services - The app supports top-up with UnionPay cards issued outside Mainland China and major international card schemes like Visa and Mastercard, facilitating diverse payment options for online and offline consumption [4][7]. - It enables seamless QR code payments across various high-frequency consumption scenarios, including transportation, accommodation, and shopping [4]. Transportation Services - The app covers subway systems in 43 key cities and bus services in over 1,760 county-level and above cities, allowing universal access with a single code [5]. - It provides navigation to nearby facilities such as ATMs and foreign currency exchange points, enhancing travel convenience for users [5]. Currency Exchange - The app addresses cross-currency payment issues by providing real-time global currency exchange rates and supporting conversion for over 160 currencies, including USD, RMB, and EUR [6]. Online Payment Integration - The app supports transactions on more than 300 applications, including 12306, Ctrip.com, Meituan, and JD.com, completing the payment closed loop for partners in cultural and tourism services [8]. Tax Refund Services - The tax refund service for departure is available in key cities like Beijing, Shanghai, Shenzhen, Haikou, and Sanya, featuring OCR recognition, QR code interaction, and a full English interface for efficient processing [8]. Language Support - The app includes real-time translation and page translation tools, supporting multi-language conversational and text translation to eliminate language barriers for foreign visitors [9]. User Experience Enhancement - It offers intelligent query functions, one-click entry guidance, and personalized recommendations based on user information and habits, improving the overall travel experience [9][10]. Exhibition and Promotion - During the China International Travel Mart, China UnionPay showcased the app's features and its achievements in the cultural and tourism industry, including the SplendorPlus Card and cross-border payment solutions [11]. Future Developments - China UnionPay plans to optimize the app's functions, expand cooperation ecosystems, and collaborate with global partners to enhance cross-border tourism and cultural exchanges [13].