PayPal stock price continued its strong downward trend this week as it plunged to the lowest level since November 2023. It lost a crucial support level as sellers remained in control and the short int... ...

PayPal - PayPal is projected to achieve record-breaking revenue of $33.3 billion in the current fiscal year and is on track to match its previous profit peak by fiscal 2025 [1] - Despite market concerns regarding competition and cryptocurrency, PayPal maintains a strong share of the global online payment market, holding just under 50% [7] - Analysts forecast continued growth for PayPal, predicting revenue of $41 billion and net income of $5.8 billion by 2028 [8] - The current stock valuation is less than 10 times the projected per-share profit of $5.79, indicating significant upside potential as it is 24% below analysts' average price target of $73.94 [9] SoFi Technologies - SoFi Technologies has seen substantial growth, increasing its customer base from 704,000 in early 2019 to over 12.6 million currently [3] - The company is positioned well within the digital banking sector, appealing to a digitally native audience of 260 million adults in the U.S. [2] - Despite its growth, SoFi's existing customers typically engage with less than two types of accounts or products, suggesting room for expansion [2] Upstart - Upstart utilizes an AI algorithm for credit scoring, resulting in 43% more loan approvals without additional defaults, and over 90% of its approvals are fully automated [11] - The company has processed more than double the number of loans in the first three quarters of last year, with loan conversion rates improving from 15.3% to 21.2% [13] - Upstart's stock has experienced volatility since its 2020 public offering, reflecting its adaptive algorithm responding to economic conditions [12]