Core Insights - PensionBee, led by CEO Romi Savova, focuses on helping consumers consolidate multiple retirement funds into a single online account, enabling better control over their savings [1] - The company emphasizes that Exchange-Traded Funds (ETFs) are the future of financial services, indicating a shift in investment strategies and consumer preferences [1] Company Overview - PensionBee provides a platform for users to manage their retirement savings efficiently by merging various funds into one account [1] - The service aims to simplify the retirement planning process for consumers, making it more accessible and user-friendly [1] Industry Trends - The rise of ETFs is highlighted as a significant trend in the financial services industry, suggesting a growing acceptance and reliance on these investment vehicles [1] - The shift towards digital solutions in managing retirement funds reflects broader changes in consumer behavior and expectations in financial services [1]