Core Points - The Reserve Bank of India (RBI) has announced a total of nine bank holidays for February 2026, applicable to all public and private banks across India, including the State Bank of India [1] - The holidays include weekends, specifically the second Saturday, fourth Saturday, and all Sundays [1] - Banks will remain open on the first, third, and fifth Saturdays of each month unless a specific public or regional holiday is declared [2] Holiday Schedule - February 1: Sunday - Pan India holiday for Sunday weekend [7] - February 8: Sunday - Pan India holiday for Sunday weekend [7] - February 14: Saturday - Pan India holiday for second Saturday [7] - February 15: Sunday - Pan India holiday for Sunday weekend [7] - February 18: Wednesday - Bank holiday in Gangtok, Sikkim for Losar [7] - February 19: Thursday - Bank holiday in Mumbai, Nagpur, and Belapur for Chhatrapati Shivaji Maharaj Jayanti [7] - February 20: Friday - Bank holiday in Aizawl and Imphal for State Day celebrations [7] - February 22: Sunday - Pan India holiday for Sunday weekend [7] - February 28: Saturday - Pan India holiday for fourth Saturday [7] Banking Operations - Online and mobile banking services will remain operational during national holidays unless otherwise notified [4] - ATMs will be available for cash withdrawals, and app and UPI services will function as usual [4] - The RBI's annual holiday calendar is established under the Negotiable Instruments Act, affecting transactions involving cheques and promissory notes during listed holidays [5]

Bank holiday today: Public and private banks in all states across India are closed today for fourth Saturday weekend holiday.Notably, this is a long weekend off (Friday to Monday) in many states, as 23 January was regional holidays in Odisha, Tripura and West Bengal, 24 January is the fourth Saturday, 25 January is a Sunday, and 26 January is Republic Day.Bank holidays: Check full RBI calendar — January 2026Thursday — 1 January – Banks will be closed in Tamil Nadu, West Bengal, Arunachal Pradesh, Sikkim, Tr ...

Bank holiday today: Banks in Odisha, Tripura and West Bengal are closed today on occasion of Saraswati Puja (Shree Panchami), Basanta Panchami, Vir Surendrasai Jayanti, and the Birthday of Netaji Subhas Chandra Bose.Notably, this is a long weekend off (Friday to Sunday) in these states, as 24 January is the second Saturday, and 25 January is a Sunday.Check holiday dates with your local branchNotably, holidays may vary across states due to regional and local requirements. So, it is best to check with your lo ...

Group 1 - The Reserve Bank of India has released the bank holiday schedule for January 2026, which includes a total of 16 holidays, accounting for weekends [2][4] - Banks will be closed on specific dates for various regional holidays, including the birthday of Netaji Subhash Chandra Bose, Saraswati Puja, and Republic Day, among others [6] - All banks in India, both public and private, observe the second and fourth Saturdays as holidays, along with all Sundays in January [2][6] Group 2 - It is important to note that bank holidays may vary by state due to local requirements, and customers are advised to check with their local bank branches for accurate holiday schedules [3] - Online and mobile banking services remain operational during national holidays, and ATMs are available for cash withdrawals [5] - The annual holiday calendar for banks is established by the RBI under the Negotiable Instruments Act, which governs the issuance of cheques and promissory notes [6]

Zug, 16 January 2026 – Multitude AG, a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized enterprises, and other FinTechs (WKN: A40VJN, ISIN: CH1398992755) (“Multitude”, “Company” or “Group”) announces that Fitch Ratings has affirmed Multitude AG's Long-Term Issuer Default Rating (IDR) at 'B+' with stable outlooks, and has upgraded the standalone credit profile (SCP) of the Group to 'bb-' from ‘b+’. At the same time, Fitch has upgraded ...

Core Insights - Capital One Financial Corporation (COF) is a financial services holding company valued at $154.9 billion, providing various financial products and services, and is set to announce its fiscal fourth-quarter earnings for 2025 on January 22, 2026 [1] Earnings Expectations - Analysts anticipate COF will report a profit of $4.07 per share for the upcoming quarter, reflecting a 31.7% increase from $3.09 per share in the same quarter last year [2] - For the full fiscal year, EPS is expected to be $19.77, a 41.6% increase from $13.96 in fiscal 2024, with a projected rise to $20.06 in fiscal 2026 [3] Stock Performance - COF stock has outperformed the S&P 500 Index, gaining 38.8% over the past 52 weeks compared to the S&P 500's 16.5% increase, and has also surpassed the Financial Select Sector SPDR Fund's 14.7% returns [4] - The stock's performance is attributed to a strong net interest margin, indicating improved returns on its loan and credit card portfolios [5] Analyst Ratings - The consensus opinion on COF stock is bullish, with a "Strong Buy" rating from 16 out of 23 analysts, while two suggest a "Moderate Buy" and five give a "Hold" rating [6] - The average analyst price target for COF is $266.64, indicating a potential upside of 9.4% from current levels [6]

Industry Overview - The global payments industry is experiencing a positive growth environment, driven by the transition to digital and electronic payment methods, with consumer spending continuing to grow [2] - The U.S. central bank has lowered interest rates three times in 2025, which supports consumer spending and improves credit conditions, potentially boosting payment volumes [3][4] - Companies in the payment industry are pursuing mergers and acquisitions to diversify their revenue streams and stabilize their top line [5] Growth Drivers - The quality of growth in the payments space is improving, with revenues increasingly driven by value-added services such as fraud prevention and data analytics [6] - Continued innovation and enhanced security in transactions are expected to benefit payment companies [7] - Real-time and account-to-account payments are gaining traction, increasing overall transaction frequency and creating a favorable backdrop for payment stocks [8] Company Highlights - **Capital One Financial Corp. (COF)**: Expected to benefit from growing consumer loan demand, solid credit card operations, and opportunistic buyouts, with a projected earnings growth of 1.5% and revenue growth of 17.4% for 2026 [10][11][12] - **OppFi Inc. (OPFI)**: Focus on AI and machine learning is expected to improve operating efficiency and support margin expansion, with projected earnings growth of 8.6% and revenue growth of 9.1% for 2026 [13][14] - **SoFi Technologies, Inc. (SOFI)**: Innovation and an expanding digital financial ecosystem are expected to drive growth, with projected earnings growth of 62.9% and revenue growth of 25.4% for 2026 [15][16]

Core Insights - The article emphasizes the importance of managing finances digitally, highlighting the convenience, control, and security offered by online banking tools [1] Group 1: Online Banking Benefits - Digital tools allow for automated bill payments, reducing stress and the risk of late fees [3] - Custom alerts can help users monitor their spending and bank activity without constant app refreshing [4] - Online money transfers are instant and can be set up for recurring transactions, facilitating easier money management [5] Group 2: Financial Portfolio Management - Opening new accounts online can lead to better rates and lower fees, as online banks typically have lower overhead costs [6] - Users can easily update personal information and enhance account security through online platforms [8]

Core Points - Banks in Guwahati, Assam are closed today for Kati Bihu, while October 18 is also noted as Dhanteras, although not a declared bank holiday [1][4] - October 2025 has a total of 21 official bank holidays, which include various religious and regional festivities such as Diwali, Maha Ashtami, Dussehra, Durga Puja, and Chhat Puja, along with weekly offs [1][4] Bank Holidays Summary - October 18 (Saturday): Banks closed in Guwahati for Kati Bihu [5][7] - October 19 (Sunday): Banks closed nationwide for Sunday weekly off [5][7] - October 20 (Monday): Banks closed in multiple cities for Diwali and related festivities [5][7] - October 21 (Tuesday): Banks closed in several cities for Diwali Amavasya and related celebrations [5][7] - October 22 (Wednesday): Banks closed in various cities for Diwali and Vikram Samvant New Year [5][7] - October 23 (Thursday): Banks closed in select cities for Bhai Bij and related festivities [5][7] - October 25 (Saturday): Banks closed nationwide for fourth Saturday weekly off [5][7] - October 26 (Sunday): Banks closed nationwide for Sunday weekly off [5][7] - Additional closures for Chath Puja on October 27 and 28, and for Sardar Vallabhbhai Patel's Birthday on October 31 [7]

Core Viewpoint - SoFi Technologies has seen a significant increase in its stock price, gaining over 200% in the past year, yet shares are still priced under $30, indicating potential for further growth [2][12]. Company Performance - SoFi has successfully turned around its financial performance, achieving profitability while expanding its operations [6]. - In Q2, SoFi's revenue grew by 44% year over year to $858 million, and earnings per share increased by 700% to $0.08 [6]. - Member growth reached 34% year over year, totaling 11.7 million, while product growth also increased by 34% to 17.1 million [6]. Business Model and Market Position - SoFi's business model is well-suited to modern consumer needs, particularly among younger demographics, as it operates as a fully online bank with lower fixed costs [7][8]. - The trend of millennials and Gen-Z banking online positions SoFi favorably as these groups enter their financial prime and seek loans and banking products [9][10]. Risks and Considerations - SoFi's reliance on riskier personal loans may pose challenges during economic downturns due to potential default risks [10]. - The company's shares are trading at a high valuation of 47 times forward earnings, compared to the financial sector average of 16.5 [10][11]. - Despite potential short-term volatility due to valuation, SoFi's strong customer base and expanding services make it an attractive long-term investment [12].