Stars are Aligning for Energy Stocks: How Active Can HelpIt's been a very healthy start to 2026 for energy stocks, and for good reason. A number of factors are coming together to boost their appeal, with data center energy demand and deregulation adding to their case. Of course, while one could simply invest in passive ETFs to get exposure therein, active ETFs may have more to offer.See more: [Active Tech ETF TTEQ Signaling a Buy to End 2025]The active natural resources ETF TURF, for example, offers more th ...

Core Insights - The article highlights the disparity in the credit system, where efforts to pay off debt do not always lead to improved credit scores, as demonstrated by a case where a person's credit score dropped by 28 points after paying off a $3,000 credit card balance and closing the card [2][3]. Group 1: Credit System Dynamics - The drop in credit score was attributed to the closure of the only credit card, which eliminated the entire available credit line and shortened the credit history [3]. - The individual felt that despite making sacrifices and paying off debt, the credit system penalized them, leading to a worse credit score and limited options for the future [4]. Group 2: Financial Advice Limitations - Financial advice often assumes individuals have multiple credit cards and sufficient income to manage credit utilization, which does not apply to everyone [6]. - The advice to maintain credit utilization under 30% becomes impractical when the credit limit is low, as in the case of a $1,000 limit being the only financial buffer [6][7].

It's an old saying: the first generation builds it, the second maintains it, and the third blows it. But not every wealthy family is content to let that happen. Some families are getting serious about bucking the trend by teaching financial literacy early, setting up airtight trusts, and even turning estate planning into a regular family tradition. Families Are Getting Strategic With Their Wealth “My three-year-old can recite our familial investment philosophy,” one commenter said in a recent Reddit th ...

With market headlines flashing warnings and gold prices soaring, some Americans nearing retirement are feeling the pressure. One 70-year-old investor wondered if now was the time to move part of his 401(k) into cash. Fear Of A Crash, But History Says Otherwise That question came during a recent episode of “The Ramsey Show,” where Robert from Nashville asked hosts George Kamel and Jade Warshaw if shifting to a money market fund made sense in the current climate. “Gold’s high, the dollar’s down,” he said. ...

Core Insights - Active management is a significant growth driver in the ETF market, with nearly 1,000 active ETFs launched in 2025, surpassing the previous record of 584 in 2024 [2] - Despite the launch of 146 active ETFs shutting down, asset managers remain optimistic about continued investor demand and advisor adoption of active products [2] - Active ETFs accounted for approximately one-third of new money invested in ETFs last year, indicating a shift in advisor preferences [3] ETF Market Dynamics - Active ETFs attracted around $475 billion in inflows in 2025, with six firms—JPMorgan, Capital Group, Dimensional, iShares, American Century, and Fidelity—receiving about half of these inflows [3] - The trend of increasing inflows suggests that advisors are becoming more comfortable recommending active ETFs to clients [4] - The most active issuers in the market included GraniteShares, Themes ETF Trust, and Defiance, launching 71, 63, and 59 active ETFs respectively [5] Product Trends - Short-term, trading-oriented funds were the most popular, with over 340 launches last year, focusing on buffer strategies and niche areas [5] - In contrast, only 150 passive ETFs were launched in the same period, highlighting a shift towards active management strategies [5] - Some active ETFs experienced short lifespans, folding shortly after launch, indicating a trial-and-error approach among some issuers [4]

Group 1 - The exchange-traded fund (ETF) industry is experiencing a record year, with assets surpassing $1 trillion, driven significantly by active managers [1] - Active ETFs represent 80% of year-to-date launches, with assets under management increasing by 38%, compared to a 6% growth for passive ETFs [2] - New ETF launches are evenly distributed between fixed income and equities [2] Group 2 - Average assets under management for funds aged two to three years are approximately $120 million, while newer funds average around $40 million [4] - Active management is seen as valuable in navigating market volatility, with a focus on stock dispersion leading to both significant winners and losers [10]

Core Insights - The exchange-traded funds (ETFs) market is experiencing record inflows, with US ETFs attracting $171 billion in new assets in October, bringing year-to-date net sales to over $1.1 trillion, approaching total inflows for all of 2024 [2] - The market's strength is largely driven by a few tech-focused firms, with 48% of US equity firms down this year and 70% trailing the overall market, indicating underlying weaknesses despite the overall positive trend [3] - Active ETFs have seen unprecedented inflows, with $338 billion raised in the first three quarters of the year, surpassing total inflows from 2021 to 2023 combined [4] ETF Market Dynamics - The SEC's pending approval of dual share classes is expected to enhance the market share of active ETFs, benefiting investors through lower fees and increased tax efficiency [5] - JPMorgan led the sales in the ETF market with nearly $45 billion, driven by its Nasdaq Equity Premium Income ETF (JEPQ) and Equity Premium Income ETF (JEPI) [6] - The iShares US Equity Factor Rotation Active ETF (DYNF) was the top-selling active ETF, with sales of $10.1 billion [6] - First Trust, Innovator, and YieldMax launched the highest number of active ETFs, with 24, 23, and 19 respectively, while State Street launched the most products in the third quarter with 14 [6]

Core Insights - Investing in large-cap markets through passive ETFs carries risks due to heavy concentration on top holdings, yet large caps still represent a significant portion of the market [1] Group 1: Market Risks - The concentration of top holdings in large-cap ETFs poses a significant risk for investors [1] Group 2: Analyst Background - The article highlights the author's extensive background in finance, including corporate finance, M&A, and investment analysis, with a focus on real estate, renewable energy, and equity markets [1]

Core Insights - Active ETFs issuance has significantly increased since 2021, indicating a growing trend in the market [1] - At the beginning of 2021, there were 535 active ETFs compared to 1,959 passive ETFs, highlighting the disparity in the number of active versus passive funds [1]