Group 1 - Robinhood Markets has experienced a significant increase in stock price, rising over 10-fold from less than $10 to nearly $150 since the end of 2023, benefiting long-term shareholders [2] - The current market capitalization of Robinhood is $135 billion as of October 9, while SoFi Technologies has a market cap of $34 billion, indicating a potential undervaluation of SoFi compared to Robinhood [4] - SoFi Technologies is rapidly growing as a primary banking provider with 11.7 million customers, increasing at a 51% annual rate since 2021, while Robinhood's customer base has stagnated at 26.5 million funded accounts [5] Group 2 - SoFi Technologies is positioned to surpass Robinhood in market capitalization within the next decade due to its larger addressable market in banking compared to stock brokerage [6][7] - Interactive Brokers, with a market cap of $123 billion, is a direct competitor to Robinhood and is gaining market share among professional investors, indicating a more reasonable valuation compared to Robinhood [8] - The valuation of Robinhood appears high despite its significant stock price increase, suggesting that investors may be overestimating its future growth potential [9]