While I, like many people, used to love browsing for new music at chains like Tower Records and Virgin Music, the economics of those businesses stopped making sense when digital downloads supplanted record sales. In the record business, subscription services such as Spotify and Apple Music made owning records and CDs a novelty rather than a necessity. A Taylor Swift fan might want to own an album as a souvenir, and a Jack White fan may buy a physical record for audiophile reasons, but those are exceptions ...