Key Takeaways Fed cut rates by 25 bps to 4-4.25%, its first reduction since Dec 2024, with two more cuts expected in 2025. Global commercial insurance rates fell 4% in Q2 2025. Heavy investments in blockchain, telematics, and insurtech boost efficiency and long-term profitability. The Zacks Property and Casualty Insurance industry has performed well so far this year, riding on better pricing, prudent underwriting standards, increased exposure, streamlined operations, a wider global presence, and a solid cap ...