🗣️ According to data, the top stories getting the most traction and discussion in crypto, are:⛏️ XRP RLUSD Week Monday: Bitcoin mining yields have slightly dipped to $0.038/day per TH/s, reflecting market adjustments post-halving. Ripple's RLUSD stablecoin is expanding to multiple Ethereum Layer-2 networks via Wormhole, boosting XRP liquidity and utility. Meanwhile, XRP spot ETFs have recorded 30 consecutive days of inflows nearing $1 billion, contrasting with outflows in BTC and ETH ETFs. CME Group launche ...

To support the growth of its RLUSD stablecoin, Ripple said the token is expanding next year to layer-2 networks on Ethereum. https://t.co/COVUwSihBu ...

LATEST: 🔗 Ripple is testing its RLUSD stablecoin on Ethereum layer 2s — including Optimism, Base, Ink and Unichain — with plans to officially launch on the new networks next year, pending New York regulatory approval. https://t.co/afb7dGLwXZ ...

To support the growth of its RLUSD stablecoin, Ripple said in a press release on Monday that the token is expanding next year to layer-2 networks on Ethereum. The stablecoin, which first debuted on the XRP Ledger and Ethereum, will be tested on Optimism, Coinbase’s Base, Kraken’s Ink, and Uniswap’s Unichain, the company said. The integration is set to involve interoperability protocol Wormhole, Ripple added. The company described Optimism as a “crucial entry point,” considering that several layer-2 network ...

Group 1 - XRP and Stellar both focus on fast, low-cost cross-border payments but target different customer segments and profit pools [1] - XRP is designed as a blockchain-based tool for regulated financial institutions to facilitate international value transfers and manage tokenized assets [3][4] - Ripple has developed the XRP Ledger into a comprehensive institutional finance stack and is actively marketing it alongside various financial services [4] Group 2 - Ripple is expanding its banking capabilities by applying for a U.S. national bank charter and acquiring Hidden Road for $1.2 billion, which clears approximately $3 trillion annually [5] - XRP's market cap is around $125 billion, positioning it as the fourth-largest cryptocurrency and indicating significant stored capital for potential user offerings [6] - The primary risk for XRP lies in Ripple's ability to execute its business plan effectively, but it currently targets a lucrative market in the fintech sector [7] Group 3 - XRP aims to enhance efficiency for financial institutions, while Stellar focuses on improving efficiency for non-governmental organizations, with the former having access to a wealthier audience [8]

Ripple will now be able to widen the range of regulated payment services from its Singapore hub. On 1 December 2025, Ripple announced that the company secured a Major Payment Institution (MPI) license from the Monetary Authority of Singapore (MAS). For Ripple, this basically means a strengthened position in Asia-Pacific. And broader institutional use of XRP and its RLUSD stablecoin in cross-border payments. With this, Ripple is now among a small group of blockchain-focused companies worldwide that hold a ...

🚨JUST IN: ABU DHABI HAS APPROVED @RIPPLE’S RLUSD STABLECOIN FOR INSTITUTIONAL USE ...

🇦🇪 NOW: Ripple's $RLUSD stablecoin has been recognized as Accepted Fiat-Referenced Token by Abu Dhabi's FSRA, enabling its use by authorized entities within the ADGM. https://t.co/UfLy5qzV8O ...

Core Insights - Mastercard has partnered with Polygon Labs to enable verified username transfers across self-custody wallets, enhancing the security and usability of digital asset transactions [1][2] - The collaboration includes Mercuryo, which will handle identity verification and issue human-readable aliases linked to verified individuals, streamlining the connection to self-custody wallets [2][4] Group 1: Partnership and Framework - The Crypto Credential framework introduced by Mastercard standardizes verification for blockchain addresses, allowing users to utilize unique identifiers similar to mainstream payment apps [2][3] - This initiative is part of Mastercard's broader strategy to enhance trust in digital token transfers and improve the accessibility of digital assets [4] Group 2: Technical Advantages - Polygon's Proof-of-Stake network offers fast settlement, low transaction costs, and high throughput, making it suitable for payment-scale activities [5] - Recent upgrades to the Polygon network have improved transaction finality and expanded capacity, further supporting Mastercard's objectives [5] Group 3: Additional Collaborations - Mastercard has also formed a partnership with Ripple, Gemini, and WebBank to explore the use of Ripple's RLUSD stablecoin for settling fiat credit card transactions [6]

Core Insights - Ripple's enterprise infrastructure is reducing operational friction for payment providers, integrating compliance, liquidity management, and real-time settlement into a single framework, which enhances institutional-grade utility for XRP's long-term adoption [1] - The approval of ETFs has significantly changed the landscape for XRP, allowing regulated investors to enter the digital asset space, thereby increasing institutional confidence [2] - Ripple's institutional presence is transforming XRP's role in international finance, with banks and fintech firms in various regions adopting RippleNet for faster and cheaper cross-border transactions [3] Institutional Adoption - The XRP ecosystem is rapidly expanding due to rising institutional interest, on-chain growth, real-world asset tokenization, and ETF approvals, which are strengthening XRP's utility-based foundation [4] - ETF approvals have unlocked new institutional capital, with expectations that XRP could reach $5 depending on execution and real-world adoption [5] - Ripple is actively building institutional partnerships and expanding cross-border payment corridors, positioning XRP as a serious contender in global settlements [6] On-Chain Activity - The XRP Ledger is currently active, with daily transaction volumes exceeding 2 million, indicating robust liquidity growth and an increase in new wallet addresses [8] - Transaction fees are low, making XRP viable for remittances and small payments, with a settlement time of three to five seconds ensuring stable performance [9] - The RLUSD stablecoin has enhanced liquidity pools and expedited institutional transactions across different ecosystems [9] Real-World Asset Tokenization - The XRP Ledger is becoming a preferred platform for tokenizing real-world assets due to its scalability, low fees, and regulatory capabilities, facilitating fast settlements [11] - Ripple's partnership with the Dubai Land Department exemplifies the practical applications of tokenization, with digitized property ownership and instant transfers already in effect [12] ETF Impact - The approval of the first spot XRP ETF under ticker XRPC has opened new avenues for institutional investors, allowing them to gain regulated exposure to XRP [13] - Additional ETF approvals from major issuers could bring in $15 billion to $25 billion in fresh capital, similar to past trends seen with Bitcoin and Ethereum [14] - Growing on-chain utility combined with ETF participation is enhancing XRP's market credibility and laying a stronger foundation for sustained institutional adoption [15] Price Outlook - Analysts predict a bullish scenario where XRP could reach $5 to $6.80 by late 2026, contingent on accelerated institutional inflows and expanded payment networks [18] - A base prediction suggests XRP may hover between $2.50 and $3.50, with moderate ETF inflows and gradual RLUSD adoption [20] - In a bearish scenario, XRP could decline to $1.80 to $2.00 due to macroeconomic uncertainties or slow institutional inflows, although the underlying network remains fundamentally solid [22][23]