智通财经APP获悉，在有媒体报道称日本电子商务公司乐天株式会社(Rakuten Group Inc. )正在考虑将旗 下的信用卡业务子公司在美国股票市场上市后，电商巨头乐天股价周三在日本股市一度大幅上涨 6.7%，一举创下4月10日以来最大涨幅。 有媒体援引两位知情人士透露的消息报道称，该公司正处于考虑旗下业务部门在美国进行首次公开募股 的早期阶段。 乐天株式会社的一名发言人表示，该公司此前已宣布正在考虑各种筹资策略，但尚未就媒体最新报道的 内容作出任何决定。根据媒体报道，乐天管理层也在权衡其他方案(比如引入战略投资者)。 乐天股价在日本股市的尾盘回吐部分涨幅，最终在东京收涨4.7%。该股过去12个月上涨约5%，表现远 远不及日本股市基准指数——日本东证股价指数(Topix)，后者上涨了17%，并且持续在历史高位附近交 投。 乐天株式会社是总部位于日本的科技与互联网类综合企业，其中电商与金融科技(FinTech)占主导地位， 旗下的核心业务部门包括电商业务(Rakuten Ichiba)、金融科技(Rakuten Card、Rakuten Bank、证券、电 子货币Edy等)、数字内容与通信(Kobo、Vib ...

Core Viewpoint - Rakuten is considering an initial public offering (IPO) in the United States for its credit card business, which is one of Japan's largest, amid rising competition and market dynamics [1][2]. Group 1: IPO Considerations - The potential U.S. IPO of Rakuten Card was influenced by rival SoftBank's plans to list PayPay in the U.S. [2] - The discussions regarding the IPO are in early stages, with alternative options including a stake sale to a strategic buyer [1][2]. Group 2: Business Valuation and Stake Acquisition - Mizuho Financial Group acquired a 15% stake in Rakuten Card for 165 billion yen ($1.1 billion), valuing the business at over 1 trillion yen ($7 billion) [3]. - Institutional investors anticipate a baseline valuation of 2 trillion yen for PayPay, with expectations that it could exceed 3 trillion yen during its IPO [3]. Group 3: Importance of Credit Cards to Rakuten - Credit cards are central to Rakuten's business model, which includes online shopping, banking, and travel services, allowing customers to earn loyalty reward points [4]. - Rakuten Card has issued over 30 million credit cards in Japan, with a non-GAAP operating profit growth of 20% to 62 billion yen last year, although it faced a 4.5% decline in the April-June quarter of this year due to increased costs [6]. Group 4: Market Context - The global IPO market is experiencing a resurgence, with the U.S. market having its busiest quarter since Q4 2021, raising $24 billion through first-time share sales in Q3 [7].