PeopleImages / Shutterstock Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. There’s great news for America’s homeowners — a growing percentage now own their homes outright. That means no mortgage, and no liens. U.S. Census Bureau data showed that in 2024, about 40.3% of owner-occupied homes in the United States were owned outright, meaning they no longer had mortgages to pay (1). This share has been steadily increasing — up from 34.4% a decade earlier ( ...