Core Insights - The company reported solid property and financial performance with an increase in dividend for the 11th consecutive year [1][3] Financial Performance - EPRA occupancy rate stands at 97.2% [1] - Gross yield on the portfolio is 6.96% [1] - Average cost of debt is 2.15% [1] - Interest rates hedge ratio is 96.6% [1] - Gross dividend yield is 8.7% [1] Dividend Information - Proposed distribution of a gross dividend of €4.45 per share, up by 3.5% from €4.30 per share the previous year [3] Operational Results - Rental income reached €53.9 million, an increase of 1.0% compared to €53.3 million at 30/09/2024 [5] - EPRA earnings amounted to €36.7 million, up by 1.4% from €36.2 million at 30/09/2024 [5] - EPRA earnings per share is €5.56, compared to €5.49 at 30/09/2024 [5] - Net result is €35.6 million, an increase from €25.5 million at 30/09/2024 [5] Balance Sheet Information - Fair value of the portfolio is €746.5 million, down from €748.6 million at 30/09/2024 [5] - EPRA Debt ratio (EPRA LTV) is 40.7%, down from 42.1% at 30/09/2024 [5] - Net asset value (EPRA NTA) per share is €67.14, compared to €65.80 at 30/09/2024 [5]

Core Insights - New England Realty Associates Limited Partnership (NERA) reported a net loss of $4.48 per unit for Q3 2025, a significant decline from a net income of $33.44 per unit in the same period last year, primarily due to rising expenses [2][3] - Total revenues increased by 17.2% year over year to $23.7 million, driven by a 17.3% rise in rental income, but total expenses surged 37.9% to $18.9 million, leading to a quarterly loss [3][4] - The company’s acquisition strategy contributed to revenue growth but also resulted in higher operating and financing costs, with total mortgage notes payable rising to $511.2 million from $406.2 million at the end of 2024 [8][9] Financial Performance - NERA incurred a net loss of $0.5 million, reversing a net income of $3.9 million from the previous year, largely due to increased interest expenses which surged 42.3% to $5.5 million [3][8] - Average rents for renewals increased by 5.7%, while new leases saw a slight decline of 0.1%, indicating weakening pricing power in the rental market [6] Business Metrics - The company’s top-line growth was significantly supported by acquisitions made earlier in 2025, with newly acquired properties contributing approximately $2.9 million to rental income [4] - Residential vacancy rates increased to 3.2% from 1.7% year-over-year, while commercial vacancy rates rose sharply to 6.8% from 1.2% [5] Liquidity and Financing - Cash and cash equivalents decreased to $13.4 million from $17.6 million, as the company funded acquisitions through treasury bill proceeds and borrowings [9] - The company signed a term sheet for a $17.5 million bridge loan to support the financing of the Mill Street Development project, which is on track for completion in Q4 2025 [12] Shareholder Actions - NERA continued its stock repurchase program, buying back 4,343 Depositary Receipts at an average price of $75.61 per receipt, totaling approximately $0.3 million [10][11]

Core Insights - A high income is beneficial for retirement savings, but a strategic approach is essential for building a substantial nest egg [1] Group 1: Retirement Strategies - Utilizing a cash balance plan allows self-employed individuals to save significant amounts pre-tax, potentially hundreds of thousands annually, compared to the limited $8,000 per year for traditional IRA contributors [3][4] - The administration of cash balance plans typically costs between $2,000 to $3,000 annually, which is justified by the potential for high pre-tax contributions [4] - A 100% equities portfolio, primarily composed of low-cost index funds, is favored for long-term investments, as it is expected to yield higher returns compared to bonds over a minimum investment horizon of 10 years [5] Group 2: Additional Income Sources - Real estate investments, such as rental properties, provide additional income streams and come with financial advantages like leverage, depreciation, and qualified business income deductions [6] - The tax benefits associated with real estate investing, including the ability to write off depreciation losses and utilize the QBI deduction, are not available to traditional wage earners [6]

Investment Strategy - The primary financial goal is to achieve financial independence through an investment portfolio that generates sufficient passive income to cover basic living expenses [1] - The company plans to invest in income-generating assets, specifically targeting shares of Medical Properties Trust (NYSE: MPW), Mid-America Apartment Communities (NYSE: MAA), and W.P. Carey (NYSE: WPC) [2] Medical Properties Trust (MPW) - Medical Properties Trust has faced challenges, including bankruptcies of two major tenants, which affected rental income and led to dividend cuts [4] - The REIT has strengthened its tenant base by replacing troubled tenants and has sold properties to repay maturing debt, improving its financial situation [5] - New tenants are expected to pay increasing rental rates, with annualized rental income projected to exceed $1 billion by late 2026, supporting a sustainable dividend yield of 6.4% [6] Mid-America Apartment Communities (MAA) - Mid-America Apartment Communities has experienced slow rent growth due to an influx of new supply from a post-pandemic apartment building boom [7] - The company anticipates a reacceleration in rent growth as supply constraints ease, supported by solid demand and fewer new apartment completions [9] - Mid-America has actively expanded its portfolio by acquiring new apartment communities and approving new developments to capitalize on future growth opportunities [9] W.P. Carey (WPC) - W.P. Carey is positioned for earnings and dividend growth as it rebuilds its portfolio [8]

Core Insights - Real estate is a powerful tool for wealth preservation and growth, providing steady rental income, inflation hedging, and tax benefits [1][2] - Robert Kiyosaki emphasizes the strategic use of debt in real estate investment, allowing for legal tax reduction through interest deductions [2][3] - Kiyosaki's philosophy contrasts with conventional wisdom, advocating for leveraging borrowed funds to maximize investment potential [3][4] Real Estate Investment Strategies - Kiyosaki's approach involves using substantial debt to finance real estate purchases, which he claims allows him to operate without tax liabilities [2][5] - The concept of leveraging debt is highlighted as a means to amplify both gains and losses, necessitating reliable cash flow and property management experience [6] - Crowdfunding platforms like Arrived enable everyday investors to enter the real estate market with minimal capital, starting from as little as $100 [8][9] Property Management Solutions - Managing rental properties can be challenging, as acknowledged by Kiyosaki, who owns 15,000 rental units [15] - Platforms like Baselane offer tools for independent landlords to streamline property management, automate rent collection, and track expenses [16][17] - Baselane aims to simplify the management process, making it more hands-off for property owners [18]

Core Insights - The article discusses the "buy box" strategy in real estate investing, emphasizing its importance for new investors to focus on specific property criteria to achieve success [2][3]. Group 1: Buy Box Strategy - The "buy box" strategy helps new investors gain a foothold in the real estate industry and grow their portfolios [2]. - New investors are advised to focus on specific property types, such as single-family homes with three to four bedrooms in targeted zip codes [1][3]. - Experts recommend driving through neighborhoods, attending open houses, and researching existing rental properties to understand market demand and resident types [3][4]. Group 2: Research and Analysis - Conducting thorough research on local infrastructure, employment growth, and community development plans is crucial for assessing potential property value [4]. - Investors should spend time reviewing a city or county's 10-year strategic growth plan to identify future opportunities [4]. - A focused approach, such as concentrating on a small geographic area for an extended period, can lead to better investment decisions [5]. Group 3: Investment Criteria - A great deal in real estate is defined as one that offers high cash-on-return, which is the annual return relative to the property's cost [5]. - Investors are encouraged to be intentional and purposeful in their property searches to increase the likelihood of finding lucrative deals [5].

SYDNEY (Reuters) -Australian home prices increased at the fastest pace in a year in September, driven by rate cuts and record-low listings, property consultant Cotality said on Wednesday. National home prices increased 0.8% to a record median value of A$857,280 ($565,462) in September, marking the strongest monthly gain since October last year, according to figures from Cotality, formerly CoreLogic. For the quarter, prices were up 2.2%, compared with a 1.5% lift in the second quarter. The monthly gain w ...

Investment Opportunities - The stock market has reached new highs in 2025, but the CBOE Volatility Index (VIX) has more than tripled at times this year, indicating potential volatility [1] - Private equity real estate typically targets returns of 14% to 20%, but has historically been accessible mainly to accredited investors due to regulatory challenges [3] - Co-investing clubs now allow members to invest in private equity real estate with minimums as low as $5,000, providing benefits like cash flow and tax advantages without the burdens of direct property management [4] Real Estate Investment Strategies - Direct property investments, such as rental properties, target returns of 8% to 12%, appealing to investors willing to manage properties themselves [5] - Successful real estate investments require careful selection of properties that maintain cash flow even during economic downturns, as demonstrated by past performance during crises [6] - Private debt investments, secured by real estate, target returns of 6% to 10%, offering monthly payments and stability compared to stock investments [6][7] Energy Sector Investments - Investing in oil and gas production can yield targeted returns of 10% to 20%, with opportunities to buy fractional ownership in oil wells [8] - These investments typically provide high initial payouts that taper off over time, with reputable investment groups available for participation [9]

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Grant Cardone isn't mincing words. In an interview posted to Instagram earlier this year, the real estate mogul told his millions of followers that buying a home is "a terrible investment," which came as one of the bluntest takes yet as mortgage rates, now around 6.35%, hit their lowest levels in nearly a year. "You don't get cash flow. You don't get big tax write-offs. You have no leverage. You're living ...

Core Insights - The article discusses the emotional and financial aspects of retirement savings, highlighting how personal comparisons can impact individuals' perceptions of their financial readiness for retirement [2][4]. Group 1: Retirement Savings Statistics - A 60-year-old administrative assistant has accumulated $320,000 in retirement savings, which is above the national median for her age group [2][4]. - According to the Federal Reserve's 2022 Survey of Consumer Finances, the median retirement savings for households aged 55-64 is $185,000, while the average is over $537,000, skewed by wealthy outliers [3]. Group 2: Cultural Expectations and Social Security - Many Americans believe they need between $1.2 million to $1.5 million to retire comfortably, which has become a cultural benchmark despite the reality being more complex [5]. - The average retired worker receives $1,976 per month from Social Security, with higher earners receiving more; the individual in the article expects $2,200 per month, providing a solid foundation for retirement [6]. Group 3: Strategies for Maximizing Retirement Income - Delaying Social Security benefits can increase monthly checks significantly, with an approximate 8% increase for each year of delay after full retirement age [9]. - Individuals can explore rental income through platforms like Arrived, which allows investment in rental properties without the responsibilities of being a landlord [9]. - Catch-up contributions to retirement accounts are allowed for those over 50, enabling additional savings [9]. - Rebalancing portfolios into income-producing assets, such as dividend stocks and bond funds, can provide reliable income [10]. - Part-time work or consulting can supplement retirement income, with even $10,000 a year making a significant difference [10]. - Reducing major expenses through downsizing or refinancing can lead to substantial savings [10]. - Consulting with a financial advisor can help individuals navigate their retirement plans and adjust for various financial factors [10].