Rithm Capital Quarterly Supplement Q4 2025 Q4 2025 Quarterly Supplement Will/EH reviewed Will reviewed Not reviewed Disclaimers IN GENERAL. This disclaimer applies to this document and the verbal or written comments of any person presenting it. This document, taken together with any such verbal or written comments, is referred to herein as the "Presentation." FORWARD-LOOKING STATEMENTS. Certain statements regarding Rithm Capital Corp. (together with its subsidiaries, "Rithm," "Rithm Capital," the "Company" ...

Core Insights - Rithm Capital Corp. reported a year of strategic progress in 2025, achieving a 19% return on equity and expanding its asset management platform to over $100 billion in investable assets through acquisitions [2][3] Financial Highlights - Q4 2025 GAAP net income was $53.1 million, or $0.09 per diluted share, while full year 2025 GAAP net income totaled $567.2 million, or $1.04 per diluted share [4][7] - Earnings available for distribution in Q4 2025 were $418.9 million, or $0.74 per diluted share, compared to $1.3 billion, or $2.35 per diluted share for the full year 2025 [4][7] - Common dividends declared were $139.0 million, or $0.25 per share in Q4 2025, consistent with the previous quarter and year [4][7] Business Highlights - Sculptor Capital Management, a subsidiary, grew to approximately $38 billion in assets under management (AUM) with a 16% year-over-year increase in fundraising inflows [6][17] - Newrez LLC, Rithm's mortgage origination and servicing platform, reported a pre-tax operating income of $249.1 million in Q4 2025, with a full year operating income of $1.1 billion, reflecting a 14% increase year-over-year [8][17] - Rithm Capital completed acquisitions of Crestline Management and Paramount Group, enhancing its alternative asset management capabilities [17] Investment Portfolio - Rithm Capital's residential transitional lending platform, Genesis Capital, achieved origination volumes of $1.4 billion in Q4 2025 and $4.8 billion for the full year, marking a 17% and 33% year-over-year increase, respectively [8][17] - The total servicing unpaid principal balance reached $852 billion at year-end 2025, a 1% increase year-over-year [8]