Core Viewpoint - Atrium Mortgage Investment Corporation will release its financial results for the year ended December 31, 2025, on February 26, 2026, and will hold a conference call on February 27, 2026, to discuss these results [1][2]. Financial Results and Dividends - Atrium pays monthly dividends at an annual rate of $0.93 per share and may issue a special dividend if total dividends for 2025 are less than its taxable income for the fiscal year [3]. - The amount of the special dividend will be announced alongside the financial results on February 26, 2026 [3]. Dividend Reinvestment Plan - Atrium offers a Dividend Reinvestment Plan (DRIP) that allows shareholders to reinvest dividends in new shares at a 2% discount to the market price, with no commissions [4]. Company Overview - Atrium is a non-bank lender specializing in residential and commercial mortgages in major urban centers in Canada, focusing on stable and liquid real estate markets [5]. - The company's goal is to provide stable, reliable dividends while preserving equity through conservative lending practices [5]. Tax Status - As a Mortgage Investment Corporation (MIC) under the Canada Income Tax Act, Atrium is not subject to corporate income tax if its taxable income is distributed as dividends within 90 days after December 31 each year [6].

Core Viewpoint - Atrium Mortgage Investment Corporation has announced its regular monthly dividend policy for 2026, maintaining an annual dividend rate of $0.93 per common share, distributed as monthly payments of $0.0775 per common share [1][2]. Dividend Declaration - The board of directors has declared a monthly cash dividend of $0.0775 per common share, subject to approval and potential adjustment [2]. - The dividend payment schedule is as follows: - January 2026: Record Date - January 30, 2026; Payment Date - February 12, 2026 - February 2026: Record Date - February 27, 2026; Payment Date - March 12, 2026 - March 2026: Record Date - March 31, 2026; Payment Date - April 10, 2026 [2]. Special Dividend - Atrium will consider a special dividend for shareholders of record as of December 31, 2025, if total dividends for 2025 are less than the company's taxable income for the fiscal year. The amount will be announced with the financial results for the year ended December 31, 2025 [2]. Dividend Reinvestment Plan - Atrium offers a Dividend Reinvestment Plan (DRIP) allowing shareholders to reinvest dividends in new shares at a 2% discount to market price, with no commissions, promoting investment growth over time [3]. Company Overview - Atrium is a non-bank lender focused on residential and commercial mortgages in major urban centers in Canada, aiming to provide stable dividends while maintaining conservative lending practices [4]. - As a Mortgage Investment Corporation (MIC) under the Canada Income Tax Act, Atrium is not subject to corporate income tax if taxable income is distributed as dividends within 90 days after year-end [5].

Core Points - Atrium Mortgage Investment Corporation has appointed Chris Anastasopoulos as Chief Financial Officer effective December 1, 2025 [1] - Chris Anastasopoulos brings over 30 years of experience in financial and strategic leadership within the financial services sector, having held senior roles at a global asset manager, a major Canadian pension plan, and a chartered bank [2] - Jeffrey D. Sherman, the previous CFO, served as Interim CFO for the last four and a half months and played a key role in increasing the committed line of credit to $380 million and sourcing new auditors [3] Company Overview - Atrium is a non-bank provider of residential and commercial mortgages, focusing on major urban centers in Canada with high stability and liquidity in real estate [4] - The company aims to provide stable and secure dividends to shareholders while preserving equity by adhering to conservative risk parameters [4] - As a Mortgage Investment Corporation (MIC), Atrium is not taxed on income as long as taxable income is distributed to shareholders as dividends within 90 days after the fiscal year-end [5]

Company Overview - NASB Financial, Inc. is a unitary thrift holding company for North American Savings Bank, F.S.B. [2] - The company has been serving the financial needs of customers since 1927, providing a range of personal banking and lending products in the Kansas City metro area [2] - NASB offers competitive residential and commercial mortgages nationwide, backed by the safety and security of a Federal financial institution [2] Dividend Announcement - The Board of Directors declared a special cash dividend of $0.25 per share and a regular quarterly cash dividend of $0.35 per share [1] - The total dividends amount to $0.60 per share, which will be paid on September 26, 2025, to stockholders of record on September 12, 2025 [1]

Group 1 - Atrium Mortgage Investment Corporation declared a dividend of $0.0775 per common share for August 2025, payable on September 11, 2025, to shareholders of record on August 29, 2025 [1] - The company currently pays monthly dividends at an annual rate of $0.93 per share, with a potential special dividend at year-end if declared dividends are less than taxable income for the fiscal year [2] - Atrium will release its financial results for the quarter ended June 30, 2025, on August 7, 2025 [2] Group 2 - A conference call with management is scheduled for August 8, 2025, at 9:00 a.m. ET to discuss the financial results [3] - Atrium offers a dividend reinvestment plan (DRIP) allowing shareholders to reinvest dividends in new shares at a 2% discount from market price, with no commissions [4] - Atrium is a non-bank provider of residential and commercial mortgages, focusing on major urban centers in Canada, aiming to provide stable dividends and preserve shareholders' equity [5] Group 3 - Atrium is classified as a Mortgage Investment Corporation (MIC) under the Canada Income Tax Act, allowing it to avoid taxation on income if dividends are paid to shareholders within 90 days after year-end [6]

Core Insights - SR Bancorp returned to profitability in Q4 2025, reporting GAAP net income of $823,000 ($0.10 per share), a significant recovery from a GAAP net loss of $3.0 million ($0.34 per share) in Q4 2024 [1][2] - Revenue reached $7.97 million, marking a 96.7% increase year-over-year, primarily due to improved asset quality and the absence of merger-related costs from the previous year [1][2] - The net interest margin narrowed to 2.90% from 3.22%, reflecting rising funding costs and competitive pressures in the deposit market [1][7] Financial Performance - Net income increased by $3.9 million compared to the prior year, driven by the completion of merger-related restructuring and normalization of taxes and credit provisions [5] - Adjusted net income (Non-GAAP) was $515,000, compared to a loss of $499,000 in the previous year [2][5] - Total deposits rose to $846.0 million, a 4.8% increase from $807.1 million in Q4 2024 [2][7] Business Overview - SR Bancorp operates as a community bank in New Jersey, offering a range of banking services including deposit accounts, residential and commercial mortgages, and business lending solutions [3] - The company's growth strategy focuses on market expansion, particularly following the acquisition of Regal Bancorp, which enhanced its commercial lending capabilities [3] Operational Highlights - Loan portfolio growth was robust, with net loans increasing by 8.9% year-over-year, driven by residential and multi-family loans [7] - Noninterest income improved significantly, moving from a loss in the prior period to a positive figure, as the company did not repeat last year's loss from security sales [6] - Noninterest expense rose by 3.3%, with higher salaries and benefits partially offset by lower data processing costs post-merger [8] Future Outlook - Management did not provide explicit forward guidance for fiscal 2026, highlighting ongoing challenges related to net interest margin pressure and rising funding costs [11] - Investors are expected to monitor the bank's core profitability and seek clarity on potential margin stabilization, with asset quality and deposit mix being key factors [12]

Group 1 - Atrium Mortgage Investment Corporation held its annual meeting of shareholders where all eight director nominees were elected [1] - The voting results showed high approval rates for the nominees, with Robert H. DeGasperis receiving the highest percentage of votes at 99.34% [1] - The directors will serve until the next annual meeting, ensuring continuity in leadership [1] Group 2 - Atrium is recognized as a non-bank provider of residential and commercial mortgages in major urban centers in Canada [2] - The company's objectives include providing stable and secure dividends to shareholders while preserving equity through conservative lending practices [2] - As a Mortgage Investment Corporation (MIC), Atrium is not taxed on income if it distributes taxable income to shareholders as dividends within 90 days after year-end [3]