Managing your finances can feel like an overwhelming task — from sticking to your budget to earning the highest possible returns on your investments. There’s a lot of advice floating around, especially on FinTok, which can leave you feeling like you’re not doing enough to squeeze every drop of value out of every dollar you save, invest or spend. Must Read Christine Benz, director of personal finance and retirement at Morningstar, told CNBC Make It that the financial industry has an “optimizing mindset ...