Group 1 - The article discusses investment strategies suitable for individuals with limited time or knowledge, emphasizing a more risk-oriented approach to market exposure [1] - It highlights the Rose's Income Garden portfolio, which consists of over 80 stocks across all 11 sectors, focusing on safe income and capital maintenance [2] - The Funds Macro Portfolio aims to outperform the SPY market on a risk-adjusted basis, indicating a focus on quality investments and risk management [2] Group 2 - The article mentions the experience of a retired healthcare professional who has been managing her own investments for nearly two decades, focusing on stocks with growing dividends targeting a yield of over 4% [3]