Core Insights - The court ruling allows the SAVE repayment plan to continue, impacting millions of borrowers who have been in limbo for nearly two years [1] - The Department of Education is evaluating the court's decision, which dismissed a lawsuit aimed at ending the SAVE plan [1] - The SAVE plan, created under the Biden Administration, offers lower monthly payments and a quicker path to forgiveness, but its legality has been challenged by several states [1] Group 1: Court Ruling and Implications - A federal judge dismissed the case blocking the SAVE plan, meaning all previous injunctions restricting the plan are now moot [1] - The ruling allows over 7.43 million borrowers to continue making payments under the SAVE plan and receive forgiveness [1] - The Department of Education under Trump had attempted to eliminate the SAVE plan, but the judge refused to approve this agreement [1] Group 2: Future of the SAVE Plan - Congressional action is anticipated to phase out the SAVE plan by July 2028, but the court ruling allows borrowers to remain on the plan until then [1] - The Department of Education has the option to eliminate the SAVE plan immediately but would need to go through a negotiated rulemaking process [1] - The lawsuit began in April 2024, with states arguing the SAVE plan was illegal, leading to administrative forbearance for borrowers [1]