Core Insights - The article discusses the investment strategy of combining classic dividend growth stocks with Business Development Companies, REITs, and Closed End Funds to enhance investment income while achieving total returns comparable to traditional index funds [1]. Investment Strategy - The investment approach focuses on creating a hybrid system that balances growth and income, aiming for a total return that aligns with the S&P 500 [1]. - The strategy emphasizes the importance of high-quality dividend stocks and other assets that provide long-term growth potential and reliable income [1]. Portfolio Management - The article highlights the need for portfolio adjustments as individuals approach retirement, suggesting that maintaining an active investment strategy can be beneficial even in later career stages [1].