Summary of Key Points Core Viewpoint - The data reveals that Punjab National Bank (PNB) has received the highest amount from customers for non-maintenance of minimum balance in savings accounts over the financial years 2022-23, 2023-24, and 2024-25, totaling Rs 1,577.87 crore, while Union Bank of India leads in charges collected for SMS facilities during the same period. Charges for Non-Maintenance of Minimum Balance - PNB received Rs 1,577.87 crore for non-maintenance of minimum balance in savings accounts across FY 2022-23, FY 2023-24, and FY 2024-25 [1][5] - Bank of Baroda follows with Rs 1,272.17 crore, and Indian Bank ranks third with Rs 1,166.27 crore [2][5] Charges for SMS Facilities - Union Bank of India collected Rs 1,188.14 crore for providing SMS facilities to customers over the same financial years [3][5] - Canara Bank is in second place with Rs 506.28 crore, while Bank of Baroda ranks third with Rs 202.42 crore [3][5] Detailed Breakdown of Charges - The detailed charges for non-maintenance of minimum balance and SMS facilities by various nationalized banks are provided, highlighting the financial performance of these banks in terms of customer fees [4][5]