SONYMA’s Low Interest program offers a lower interest rate on a fixed-rate mortgage for first-time homebuyers in New York State. The program is very similar to the Achieving the Dream program, with many of the same requirements and benefits. The major difference between the two programs is that SONYMA’s Low Interest program has higher household income limits.Program funds are limited and available on a first-come, first-served basisProperty cannot be used for agricultural workMust contribute 1% of own funds ...