As a homeowner, you know the financial hurdles aren't just about the mortgage payment. Owning a home also comes with nearly $16,000 in annual housing costs, on average, including homeowners' insurance, taxes, and maintenance. That equates to an additional $1,325 a month in homeownership costs — on top of the mortgage payment — according to a Zillow and Thumbtack analysis. Maintenance was the highest annual cost: Maintenance: $10,946 Property tax: $3,030 Homeowners insurance: $2,003 Of course, the ...

Energy Conservation Tips - Setting thermostat to 68-70° Fahrenheit (approximately 20-21° Celsius) while awake and lowering it when asleep or away can reduce energy costs [1] - Closing vents in unoccupied rooms helps to avoid unnecessary heating [2] - Using electric blankets can be more energy-efficient than heating the entire house [3][4] - Utilizing window treatments like thermal-lined curtains or blinds can insulate against drafts, keeping heat in [6] Product Recommendations - Smart thermostats are recommended for automatic temperature adjustments [2] - Electric blankets and heated mattress covers are suggested for personal warmth [3][4][5] Additional Resources - The report suggests checking related articles and content on CNET, Lifehacker, and other sister sites for more money-saving tips [7] - The Attachment Energy Rating Council's website is recommended for information on window treatments [6]

Energy Efficiency & Cost Savings - Smart thermostats can save money and reduce emissions [1] Product Focus - The report focuses on the best smart thermostat [1]