Planning for retirement is a long-term strategy, but sometimes carefully laid plans go awry. If you're facing an earlier retirement than you planned, it can feel overwhelming. So what are your next steps? Must Read Imagine this: John — a 57-year-old with around $500,000 in savings and no debt — has been forced to retire earlier than planned due to health issues. He’s unsure how to begin retirement with a much smaller nest egg than he would have liked and make his savings last a good 10 years more than he ...