Core Insights - Dave Ramsey is a prominent financial expert known for teaching individuals how to earn money while avoiding debt [1][2] - He has built a significant wealth estimated at $200 million through various ventures, including real estate investments and financial education [5] Background and Personal Life - David Lawrence Ramsey III was born on September 3, 1960, in Antioch, Tennessee, to real estate developer parents and graduated with a degree in finance and real estate from the University of Tennessee at Knoxville [3] - He became a millionaire by age 26 and authored his first book, "The Financial Peace," based on his experiences helping others with financial struggles [4] Wealth Generation - After experiencing bankruptcy in the 1980s, Ramsey rebuilt his wealth primarily through real estate investments, focusing on rental properties without debt financing [5] - He has authored several bestselling books, including "The Total Money Makeover" and "EntreLeadership," contributing to his financial success [5] - Ramsey founded Ramsey Solutions in 1992, which has grown into a large multimedia business providing financial counseling and education [5] Media Presence - His nationally syndicated radio program, "The Ramsey Show," generates significant advertising revenue, further enhancing his financial standing [5] - Ramsey can earn up to $300,000 for public speaking engagements, showcasing his influence and demand in the financial education sector [5]