Core Insights - BILL Holdings is expected to report quarterly earnings of $0.37 per share, reflecting a decline of 38.3% year-over-year, while revenues are forecasted to increase by 9.8% to $354.78 million [1] Earnings Estimates - Over the last 30 days, the consensus EPS estimate has been revised upward by 8.2%, indicating analysts' reassessment of their initial forecasts [2] - Changes in earnings estimates are crucial for predicting investor reactions, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock performance [3] Revenue Breakdown - Analysts estimate 'Revenue- Interest on funds held for customers' to be $35.26 million, a decrease of 15.5% from the prior-year quarter [5] - 'Revenue- Subscription and transaction fees' is projected to reach $320.12 million, representing an increase of 13.8% year-over-year [5] Key Metrics - The consensus estimate for 'Total Payment Volume' is $80.34 billion, up from $71 billion a year ago [6] - Analysts predict 'Transactions Processed' will reach 30.79 million, compared to 26 million in the same quarter last year [6] Stock Performance - Over the past month, shares of BILL Holdings have returned +12.8%, outperforming the Zacks S&P 500 composite's +11.5% change [6] - BILL Holdings currently holds a Zacks Rank 3 (Hold), suggesting its performance may align with the overall market in the near future [6]