Financial Performance - Revenue reached $768 million, a 5.9% increase year-over-year, with organic constant currency (OCC) growth of 5.5%[12] - Adjusted EBITDA grew to $429 million, up 7.2% year-over-year, with OCC growth of 8.8%[12] - Adjusted EBITDA margin expanded by 60 bps to 55.8%[9, 12] - Diluted adjusted EPS increased by 3.0% to $1.72[9, 12] - Free cash flow surged by 39.6% to $336 million[9, 12] Revenue Breakdown and Growth - Underwriting revenue increased by 5.8% OCC[9, 16] - Claims revenue increased by 5.0% OCC[9, 16] - Subscription revenue grew by 8.7%[18] - Transactional revenue declined by 8.8%[18] Capital Allocation - $163 million was returned to shareholders through dividends and share repurchases[8] - $100 million of shares were repurchased in 3Q25[27] - A dividend of $0.45 per share was paid in 3Q25, totaling $63 million[27] Outlook - The updated total revenue outlook for 2025 is $3050 - $3080 million[24]