Second Quarter 2025 Financial Performance - GAAP revenue reached $103 billion [18], while adjusted revenue, excluding Iraq, experienced a decrease of 1% [47] - GAAP operating margin stood at 19% [18], mirroring the adjusted operating margin [18] - GAAP EPS was $037 [18], with adjusted EPS at $042 [18] Consumer Money Transfer (CMT) Segment - CMT adjusted revenue, excluding Iraq, declined by 6% [55] - CMT transaction growth, excluding Iraq, decreased by 2% [55] - CMT cross-border principal growth (constant currency) ex Iraq increased by 4% [55] - Branded Digital adjusted revenue grew by 6% [55], with transaction growth at 9% [55] Consumer Services Segment - Adjusted revenue increased significantly by 41% [15] - The segment achieved a solid operating margin of 22% [61] Financial Outlook for 2025 - The company anticipates GAAP revenue between $4085 billion and $4185 billion [71] - Adjusted revenue is projected to be in the range of $4035 billion to $4135 billion [72] - GAAP EPS is expected to be $145 to $155 [71], while adjusted EPS is forecasted at $165 to $175 [72]