但是，如何解决本地化支付与销售回款，正成为中资企业布局拉美非洲市场普遍遭遇的一大难题。 由于拉美非洲地区信用卡普及度不高，近年众多本地支付方式纷纷兴起且呈现高度碎片化的竞争格 局。这令众多中资企业骤然发现，自己若不接入众多本地支付方式，就难以触及当地消费者与打开 销路；反之若接入众多本地支付方式，又是一项复杂且繁琐的工作。 这令众多跨境支付机构嗅到商机。 Airwallex空中云汇完成对墨西哥支付服务提供商MexPago公司的收购，且在巴西获得支付牌照， 着手解决中资企业布局拉美市场的本地收款与资金分发等支付问题。 于翔告诉记者，EBANX通过聚合支付方式，集成拉美非洲众多国家约200种本地主流支付方式， 涵盖信用卡、现金券、移动货币（短信支付）电子钱包、即时支付与先买后付等，提供一站式的聚 合支付解决方案。 要真正解决中资企业拓展拉美非洲地区的支付挑战，跨境支付 服务商还需做好"支付服务"，即围绕中资企业的差异化支付诉 求，结合拉美非洲当地消费者与企业的支付习惯与支付监管政 策变化，提供更接地气的支付解决方案，助力中资企业在拉美 非洲地区取得成功。 作者：陈植 封图：图虫创意 随着中国与拉美非洲地区的经贸往 ...

Core Insights - Exodus has launched XO Pay, a new service enabling customers to buy and sell cryptocurrency directly within the Exodus Mobile wallet, eliminating the need for third-party exchanges [1][3] - XO Pay supports popular cryptocurrencies such as Bitcoin, Ethereum, and Dogecoin, and allows purchases using Visa, Mastercard, Apple Pay, or Google Pay [2] - The service is currently available across the United States, excluding New York and Vermont [2] Company Overview - Exodus aims to empower individuals by providing secure and user-friendly crypto software, focusing on self-custodial wallets that give customers full control over their funds [5] - The company has been operational since 2015 and offers solutions like Passkeys Wallet and XO Swap for businesses [5] Technology and Integration - XO Pay integrates Coinme's Crypto-as-a-Service API platform, creating a seamless in-app purchase experience while maintaining user control over assets [4][6] - The user experience is designed for simplicity, allowing customers to initiate purchases easily through the Exodus Mobile app [3] Customer Support - Dedicated support is available for XO Pay users, with representatives ready to assist with transaction issues [4][7]