Few cryptocurrencies are as polarizing as XRP. Critics across the crypto and DeFi ecosystem often claim XRP has no real utility. They argue it exists mainly as a speculative asset with limited real-world use.  At the same time, XRP maintains one of the largest and most vocal communities in crypto – The XRP Army. They believe the altcoin will eventually power global financial infrastructure. The truth sits somewhere between those two extremes. XRP does have real utility, but its usage is more specific and ...

One of France’s largest banking institutions, Société Générale, is launching a euro-denominated stablecoin, EUR Coinvertible, on the XRP Ledger (XRPL) through its digital asset subsidiary, SG FORGE. It is the first time a major European banking institution has selected XRPL as the primary blockchain for a regulated stablecoin deployment. SG-FORGE, which previously launched the EUR CoinVertible (EURCV) stablecoin on Ethereum in 2023, is now expanding to XRPL. Cassie Craddock, Managing Director, UK & Eur ...

吴说获悉，法国银行集团 Société Générale 旗下数字资产部门 SG-FORGE 宣布，已将其欧元稳定币 EUR CoinVertible 上线至 XRP Ledger，延续多链部署策略（此前已部署于 Ethereum 与 Solana）。SG-FORGE 表示，本次部署由 Ripple 的托管方案支持，并将探索将 EUR CoinVertible 纳入 Ripple 相关产品与作为 交易抵押品等用例。 （来源：吴说） ...

Permissioned DEX is now live on the XRP Ledger — Source: CoinGape The XRPL has activated the Permissioned DEX upgrade on the mainnet. This upgrade further enables compliant trading among institutional users. It follows the Permissioned Domain and Credentials upgrades which went live earlier. The XRP Ledger has gotten a new upgrade with the Permissioned DEX feature going live on the network. This feature aligns with Ripple’s institutional DeFi roadmap, which aims to onboard more traditional finance ...

Key Takeaways Brad Garlinghouse reaffirmed XRP’s central role at Ripple. Some traders pushed back on the messaging. Analysts say XRP’s price trend remains bearish. Ripple Chief Executive Brad Garlinghouse said the company’s “reason for existence” is to drive success around XRP and the broader XRP ecosystem, adding he believes a trillion-dollar crypto company will emerge. Speaking in a live X Spaces session during XRP Community Day, Garlinghouse framed XRP as Ripple’s “North Star,” tying the token ...

If you have been watching the digital asset space evolve, you will know it’s felt like years of groundwork. Building, testing, failing, growing, and waiting. But 2026 is when all that patient infrastructure work finally pays off. At least that's what Ripple's president, Monica Long, said in a blog post. The company behind XRP Ledger predicted how crypto will go mainstream this year. The takeaway? This isn’t about hype; it’s about institutional adoption. Banks, corporates, and payment providers are abou ...

Core Insights - The Ripple-Mastercard pilot demonstrates that regulated blockchain settlement can function alongside existing credit card systems, with WebBank's involvement providing regulatory assurance and compliance [26][10][9] Group 1: Pilot Overview - The pilot, initiated on November 6, 2025, utilizes Ripple's RLUSD stablecoin to settle real credit card transactions on the XRP Ledger, aiming to enhance transaction efficiency [5][6] - The pilot is not aimed at consumers but focuses on backend testing to see if blockchain can integrate into traditional payment systems without disruption [4][8] Group 2: Market Opportunity - Global credit card payments exceed $20 trillion annually, with capturing just 1% representing a potential $200 billion in annual volume settling on the XRP Ledger [22][24] - The current daily payment volumes on the XRP Ledger range from under $500 million to over $17 billion, indicating significant potential for growth if the pilot scales [23][24] Group 3: Institutional Involvement - WebBank serves as the regulatory anchor, ensuring compliance with U.S. banking laws and overseeing settlements [9][10] - Gemini provides custody services and liquidity management for RLUSD, ensuring compliance and operational support [11][12] Group 4: XRP Ledger Adoption - The pilot tests the XRP Ledger's capacity for institutional settlement volumes, validating its ability to handle increased transaction activity [15][16] - XRP's potential role as a bridge currency in cross-border transactions could enhance its utility beyond domestic settlements [17][18] Group 5: Future Outlook - The pilot's success could establish a first-mover advantage for the XRP Ledger in regulated card settlements, setting a benchmark for other institutions [20][27] - Key indicators for success include RLUSD issuance growth beyond $5 billion, additional bank participation, and consistent transaction volumes [28]

BBbirdZ / Shutterstock.com XRP (CRYPTO:XRP) is the cryptocurrency which powers one of the most impressive decentralized payment networks in the world. Via the XRP Ledger, XRP facilitates an incredible number of global transactions, with institutional parties increasingly looking at XRP as a top way to transfer value across borders and avoid the onerous percentage fees SWIFT and other networks set up by traditional banks charge, as well as the multi-day delays with payments being processed that have become ...

Group 1 - Geoffrey Kendrick at Standard Chartered Bank estimates XRP will reach $8 in 2026, implying a 315% upside from the current price of $1.90, driven by increased regulatory clarity and approval of spot XRP ETFs [2] - Despite the optimistic forecast, XRP has fallen 7% year to date, suggesting a more reasonable target might be $3 in 2026, which implies about 58% upside [3] - The SEC's decision to drop its appeal against Ripple may encourage XRP adoption among investors and financial institutions, as a legal headwind has been eliminated [7] Group 2 - In 2020, the SEC filed a lawsuit against Ripple for allegedly selling XRP as an unregistered security, with a split ruling in 2023 determining that direct sales to institutional investors were illegal, but programmatic sales to retail investors were not [5] - The Trump administration's support for the cryptocurrency industry, including the signing of an executive order to create a national digital asset stockpile, may further bolster XRP's adoption [6] - XRP is designed to support fast and cheap cross-border transactions, serving as a bridge currency that addresses the inefficiencies of the SWIFT system [8]

If you guys watched this video, then you know that we are extremely early in the tokenization of essentially every single asset in the world. Now, I do want to go back to this video a little bit because we just got another big update and it is surrounding the entire XRP ledger in a huge way. And again, I I want to stress just how important this moment in time is to be completely locked in on networks like the XRP ledger.And I'll talk about exactly what that means. So, let's first start off with what I menti ...