Core Insights - XRP Ledger (XRPL) is shifting towards building infrastructure that meets the operational and compliance needs of traditional financial institutions, moving away from its previous fully open DeFi model [1][2][3] Group 1: XRPL Developments - XRPL has activated the XLS-85 Token Escrow feature, which extends native escrow functionality to all trustline-based tokens, including stablecoins and tokenized real-world assets, targeting banks and brokers [2] - The XLS-81 "Permissioned DEX" amendment has been activated, allowing for gated trading venues specifically for regulated institutions [3] Group 2: Market Performance - XRP is currently struggling to regain momentum, with a bearish trend indicated by resistance zones between $1.60-$1.65, $1.85-$1.90, and $2.10-$2.15, with a significant descending trendline from $3.70 adding resistance [4] - XRP has only consolidated about 20% above its recent low, and a daily close below $1.40 could signal further declines towards the psychological $1.00 level [5]

Palisade joined in November, adding wallet-as-a-service technology for fintechs. The total disclosed spending was roughly $2.7-$3 billion. Ripple says total ecosystem investments exceed $4 billion when including strategic partnerships and smaller deals.The pace of Ripple acquisitions picked up in 2025. Hidden Road joined in April for $1.25 billion, bringing prime brokerage services that clear roughly $3 trillion annually. Rail followed in August for $200 million, adding stablecoin payment rails for cross-bo ...

XRP (CRYPTO: XRP), now hovering just below $1.50, deserves credit for having genuine utility in a market filled with meme coins and outright frauds. Created by Ripple, the token was designed to enable faster, cheaper transactions between financial institutions, especially across borders. Partnerships with major banks, like Bank of America and Santander, show Ripple is doing something right. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, calle ...

Core Insights - Binance reserves have decreased to approximately 2.5 billion XRP, the lowest level since early 2024, indicating a significant liquidity drain [1][8] - The reduction of around 700 million XRP, or 22% of the total reserves, suggests a tightening of sell-side liquidity, which could lead to upward price movements [4][5] - The current market sentiment is turning bullish, and the combination of reduced supply and increased demand could accelerate price increases [2][6] Supply Dynamics - The drop in Binance's XRP reserves from 3.2 billion in November 2024 to 2.5 billion now indicates a substantial outflow of tokens from exchange wallets [4][8] - Analysts suggest that this outflow typically signals a shift towards self-custody, often associated with long-term positioning by institutions and large investors [5] Price Movement Potential - XRP funding rates have recently reached 10-month lows, historically a precursor to significant price increases [7] - If the price breaks above $1.55 while exchange supply continues to decline, it could trigger a short squeeze, potentially pushing prices towards $1.80 [7] - The key price level to monitor is $1.45; maintaining this level while reserves fall could confirm bullish momentum [8]

Core Insights - Ripple is currently ranked as the ninth-largest IPO candidate globally, with a valuation of $50 billion, which could enhance institutional confidence in XRP and its payments business [1][4] - Despite speculation, Ripple's leadership has consistently denied any plans for an IPO, emphasizing the company's ability to fund growth internally [2][9] Valuation and Market Position - Ripple's estimated enterprise value of $50 billion reflects significant market expectations for its business potential, marking a 25% increase from a previous valuation of $40 billion [5][8] - The valuation places Ripple above notable unicorns like Canva and just below Stripe and Revolut, indicating its substantial growth trajectory [4] Investment and Acquisitions - Since 2025, Ripple has made aggressive investments, spending nearly $4 billion on acquisitions, including Hidden Road and GTreasury, to enhance its capabilities in payments, custody, and trading [8][10] - The company has successfully attracted major investors, including Citadel and Fortress, without needing to go public, showcasing its strong financial position [10]

Ripple's stablecoin, RLUSD, now exceeds $1.3 billion in market cap and continues gaining traction as a bridge asset for international payments. Kendrick believes Fortune 500 companies settling invoices through RLUSD on the XRP Ledger could significantly boost demand for XRP as a liquidity source, which could influence the XRP price positively.Recent weeks have seen modest outflows, including $53 million on January 30, but the overall trend remains net positive with cumulative inflows still above $1.3 billio ...

Group 1 - Hyperliquid, a fast-growing decentralized exchange (DEX), is expected to attract new users following Ripple's announcement of support through its institutional prime brokerage platform [1] - The Ripple Prime integration enables institutional clients to access on-chain derivatives liquidity while cross-margining their DeFi positions with various asset classes, including crypto and foreign exchange [2] - Ripple Prime International CEO Michael Higgins stated that this strategic extension into DeFi will enhance liquidity access for clients, providing the efficiency and innovation demanded by institutional clients [3] Group 2 - Hyperliquid has evolved by adding perpetual futures markets for assets like gold, silver, and copper, leading to increased trading activity and significant liquidations amid market volatility [4] - The platform is planning to introduce "outcome trading" to tap into the growing prediction markets [4] - The price of HYPE has increased nearly 33% over the last month, while XRP has seen a decline of 20% over the past week due to a broader crypto market downturn [5]

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Ripple (CRYPTO: XRP) on Tuesday launched the Ripple Treasury, which integrates GTreasury’s enterprise software and enables 3-5 second cross-border settlements using RLUSD (CRYPTO: RLUSD) stablecoin versus traditional 3-5 day wire transfers. What Ripple Treasury Actually Does The platform combines traditional cash management with digital asset operations in a single system, solving a major problem for corp ...

Core Insights - XRP is positioned for potential price appreciation in 2026, supported by the launch of spot exchange-traded funds (ETFs), a new stablecoin, and expanding tokenization capabilities on its ledger [1] - The performance of XRP will depend on sustained regulatory clarity in the US and strong investor demand for XRP-linked products [1] Group 1: XRP ETFs and Market Demand - A report by 21Shares predicts a 30% chance of XRP reaching $2.69 in 2026, contingent on successful milestones achieved in 2025 [2] - Following the conclusion of SEC litigation in August 2025, XRP reopened to US-based institutions, leading to SEC approval for US XRP spot ETFs [3] - XRP ETFs amassed over $1.3 billion in assets under management within a month of launch, fundamentally changing the asset's demand profile [4] Group 2: Record Inflows and Growth Catalysts - XRP ETFs set a world record for the largest consecutive period of net inflows across all asset classes, with over 50 days of consecutive net inflows [5] - Other product launches alongside the ETF have acted as catalysts for growth in XRP [5] Group 3: Future of Tokenized Finance - By 2030, global finance is expected to operate on hybrid rails combining tokenized bank deposits, regulated fiat-backed stablecoins, and interoperable settlement layers [6] - The XRP Ledger (XRPL) is positioned as a neutral settlement layer that bridges liquidity, speed, and compliance in a tokenizing global financial system [6] - Recent network activity has focused on programmable infrastructure, enabling institutions to manage complex real-world assets [7] - The performance of XRP's stablecoin, RLUSD, as a liquidity vehicle supports the view that XRP has further upside potential with continued adoption [7]

Core Insights - XRP is experiencing market pressure due to macroeconomic concerns, particularly surrounding the upcoming Federal Reserve meeting, despite a significant partnership with DXC Technology [1][4] - The trading range for XRP has been between approximately $1.82 and $1.94, with a spot volume of around $3.2 billion and a market value close to $115 billion, maintaining its position as the fifth-largest cryptocurrency [2][3] - The integration of Ripple's custody and payments tools, including XRP, into DXC's Hogan banking system, which serves over 300 million accounts and manages more than $5 trillion in deposits, signifies a strong move into traditional finance [5] Market Dynamics - The Federal Open Market Committee is expected to keep interest rates in the 3.50%–3.75% range, contributing to the pressure on risk assets, including cryptocurrencies [3] - Recent political tensions and a criminal investigation into the Federal Reserve Chair have added uncertainty to the market, impacting risk assets [4] Technical Analysis - XRP's price movements show a pattern of higher highs and higher lows, indicating a potential continuation of the upward trend following an ABC correction [6] - The recent price action suggests that XRP is poised for further gains, as dips have been shallow and momentum has quickly returned after pullbacks [6]