Macro conditions also look supportive. The Federal Reserve began cutting rates in late 2025, and markets expect more easing in 2026. Lower yields push capital into risk assets, including crypto. If these conditions persist, the idea of AI XRP prediction models assuming $10 billion in ETF inflows by late 2026 suddenly looks possible.However, there are reasons to think inflows could accelerate. By late 2025, more than a dozen asset managers have filed for spot XRP ETFs, suggesting a competitive race for marke ...

Ethena’s synthetic dollar USDe has shrunk from about $14.7Bn to roughly $6.4Bn in just over two months after the October 10 crypto crash. That’s an $8.3Bn exit as traders unwind risk and move toward simpler, fiat-backed stablecoins. This all happened during the biggest liquidation event in crypto history, when more than $19 billion in positions vanished, and the market wiped out around $1.3Tn in value. What Is USDe, and Why Did So Much Money Leave? USDe is a “synthetic stablecoin,” which means it does n ...

Japan is quietly becoming one of the most important regions in the long-term XRP story. Ripple and SBI Holdings plan to launch RLUSD—Ripple's USD-backed stablecoin—in Japan by Q1 2026 through SBI VC Trade, pending regulatory approval. The project is being built through licensed trust banks and exchanges under Japan's Payment Services Act.That level of capital would reshape demand and strengthen the case for XRP hitting $5. It would also position XRP as the only crypto asset with an ETF tied to a fully regul ...

XRP could soon be lent to institutions and the cryptocurrency's holders could then get an opportunity to earn institutional-grade yield. Edward Hennis, the staff software engineer at Ripple, provided details about the XRP Ledger lending protocol on Dec. 19. Related: Coinbase, Ripple urge Senate Committee to preserve 'genius' rewards Once launched, the protocol-native lending system will bring fixed-term, fixed-rate, and underwritten credit in XRP for institutions. Crypto lending on XRP Ledger will invol ...

A Ripple engineer recently explained how XRP could gain a utility boost through the upcoming XRPL lending protocol — Source: CoinGape Edward Hennis stated that XRP holders could earn institutional-grade yield once the XRPL lending protocol launches. The Ripple engineer highlighted how the protocol differs from the native crypto lending protocol. Ripple's RLUSD is also expected to benefit from the protocol's launch. Ripple engineer Edward Hennis has provided key details about the upcoming XRP Ledge ...

Key Points Ripple will continue to match XRP to potential users and launch new pilot programs in 2026. The chain's base of tokenized capital will also expand tremendously. But don't hold your breath for more digital-asset treasury activity. 10 stocks we like better than XRP › XRP (CRYPTO: XRP) might be down by 22% in the last 12 months, but there's plenty of reason to be hopeful for its performance in 2026. I predict three things in particular for this coin next year. Investors probably shouldn't ...

Why are institutions moving to stablecoins?It comes down to three things: speed, reach, and flexibility.Lauren Berta, Stablecoin Product Lead at Ripple, breaks down the shift in Crypto in One Minute. ⏱️From real-time settlement to putting programmability in the hands of treasurers, see how stablecoins like RLUSD are evolving the way money moves. ...

When SoFi Technologies Inc. (NASDAQ:SOFI) announced its stablecoin launch on December 18, the market responded immediately. Shares jumped approximately 4%, closing at $26.29 as investors processed what this move actually represents: a federally chartered bank issuing digital currency on public blockchain infrastructure.This isn’t just another crypto play. It’s a signal that the rails connecting traditional finance and blockchain technology are being built by the institutions themselves, not imposed from out ...

The Week in Stablecoins according to @ahbeaudry 👇• YouTube enables U.S. creator payouts in PayPal’s PYUSD• Moody’s proposes a reserve-based rating framework for stablecoins• Ripple pilots RLUSD across multiple Ethereum L2s• Visa expands USDC settlement to U.S. banks and launches a stablecoins advisory practiceAlexander (@ahbeaudry):https://t.co/QnqwNyw7Ub ...

RT Brad Garlinghouse (@bgarlinghouse)In March, on @BloombergTV I predicted $RLUSD would be a top 5 USD stablecoin by EOY (when many in the industry were still asking if the world needs another stablecoin)...I’ll just leave this here 😁Big congrats to @_JackMcDonald_ and the entire RLUSD team! ...