Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Personal finance expert Dave Ramsey has a strong warning for Americans about how debt is sold. On a recent episode of “The Ramsey Show,” he said debt is more heavily pushed than any other product in the country. “The most aggressively marketed product in the United States today is debt,” Ramsey said. “More sophistication, more money, more bandwidth is spent selling you folks debt because it’s so profitable ...

More Americans are trading in underwater vehicles. That does not mean the vehicles are submerged. In a sense, the drivers are. More than one in four trade-ins had negative equity in the third quarter of 2025, Edmunds reports. In auto industry parlance, the loans were underwater. Of all used vehicles traded in toward a new car purchase between July and September, 28.1% had negative equity. That means the vehicles were worth less than the owner owed on a car loan. The figure marks a four-year high. Amer ...

Some buyers can qualify for a new tax deduction on car loan interest for U.S.-assembled vehicles, but it is less generous and harder to estimate than an expiring EV tax credit https://t.co/MOhtaB6hRq ...