Core Insights - Zhibao Technology Inc. celebrates its 10th anniversary, marking a decade of innovation in the InsurTech industry, particularly through its pioneering 2B2C digital embedded insurance model in China [1][2][4] Company Achievements - Since its inception, Zhibao has led digital transformation in the insurance sector, launching China's first digital insurance brokerage platform in 2020, powered by its proprietary PaaS [2][9] - The company has developed over 40 proprietary digital insurance solutions across various industries, including travel, sports, logistics, and e-commerce [2][10] - Zhibao has established strategic partnerships with major players like the People's Insurance Company of China (PICC) and expanded into new verticals such as pet and drone insurance [3][4] Future Plans - Zhibao's roadmap for the next decade focuses on servicing individuals and SMEs, guided by core values of professionalism, integration, and achievement, along with principles of customer first, technological interoperability, technology-driven, and efficiency-focused [7][12] - The company plans to undergo three growth phases: 1. Accelerated Expansion (2026-2028) with revenue growth targets of 40-70% annually [12] 2. Structural Upgrade & Improvement in Quality and Efficiency (2029-2031) aiming for 30-60% revenue growth while optimizing operations [12] 3. Maturation and Reaching Growth and Profit Equilibrium (2032-2035) targeting a more moderate growth rate of 16-32% annually [12] Leadership Perspective - The Chairman and CEO, Mr. Botao Ma, emphasizes the company's commitment to leveraging technology for accessible insurance solutions and highlights the importance of continuous innovation and strategic partnerships for future growth [4][6]

Core Viewpoint - Zhibao Technology Inc. has announced a joint venture with Beijing Zhongfang Hongchuang Technology Company Limited and Guangzhou Ruiling Intelligent Technology Co. Ltd. to develop an innovative "Insurance + Technology + Service" model aimed at enhancing risk management and mitigation services across China [2][3][4] Group 1: Joint Venture Details - The joint venture will focus on three core scenarios: government emergency management, corporate workplace safety, and residential disaster prevention and reduction [3] - Zhibao will hold 40% of the shares in the joint venture, while Zhongfang and Ruiling will each own 30% [3] Group 2: Strategic Goals and Innovations - The collaboration aims to redefine insurance services through technology, combining Zhibao's AI-driven risk management platform with CDPA's expertise and data [4] - The joint venture will develop integrated product offerings that leverage Zhibao's technology and CDPA's disaster database resources [6] - A comprehensive digital service ecosystem will be co-developed to provide end-to-end workflows for risk management, including monitoring, risk assessment, insurance coverage, and post-disaster recovery [6] Group 3: Market and Industry Impact - The parties plan to jointly host industry summits and disaster prevention technology forums to stimulate the risk management services market [6] - Collaboration with financial institutions is intended to launch dedicated funds for research and development in disaster monitoring and risk reduction services [6] - The joint venture will work with industry associations to establish standards for risk management services and products [6][7]