Core Viewpoint - Navient will host an audio webcast to discuss its 2025 fourth quarter and year-end financial results on January 28, 2026, at 8:00 a.m. Eastern Time [1] Group 1: Financial Results Announcement - The financial results and presentation slides will be available on Navient's investor website by 7:00 a.m. on the same day as the webcast [1] - The results will also be filed with the SEC on a Form 8-K, which can be accessed at SEC.gov [2] Group 2: Company Overview - Navient focuses on creating long-term value for customers and investors through responsible lending, flexible refinancing, and trusted servicing oversight [3] - The company leverages decades of expertise in education finance and portfolio management to support its customers [3] - Navient's Earnest business provides digital financial services to help customers achieve financial success [3]