Core Insights - Retirees are facing challenges in generating returns from their investment portfolios while managing risks during market volatility [1] Group 1: Market Conditions - The current market environment is characterized by increased turbulence, making it difficult for retirees to find stable investment options [1] - There is a growing concern among retirees about the sustainability of their portfolios amid fluctuating market conditions [1] Group 2: Investment Strategies - Retirees are exploring various strategies to balance return generation with risk management, including diversifying their portfolios [1] - The importance of income-generating assets is highlighted, as retirees seek to maintain their standard of living without excessive risk [1]