Final trade time. Michael Poe. Now >> on the opposite side of the overlever BNPL consumer is American Express which also has been doing a lot to improve the premium card benefits.AXP >> Timothy >> Lax with a fascinating conversation. Agree with her on hybrids and agree or she agrees with me I believe on Toyota TM. >> Happy birthday Dan Nathan tomorrow and Carile Group.Tim. >> Yeah. D David Rubenstein one of the best CEOs out there and one of the best CEOs in baseball.Go O's Mark Vine. Thanks for the shout o ...