Stephen Lovekin/Getty Images Quick Read Suze Orman recommends Roth 401(k) plans over traditional 401(k)s because withdrawals are tax-free in retirement. Roth 401(k) withdrawals don’t count as taxable income and won’t trigger Social Security benefit taxes or higher Medicare premiums. Roth 401(k) contribution limits are higher than Roth IRA limits and allow more tax-advantaged retirement savings. If you’re thinking about retiring or know someone who is, there are three quick questions causing many A ...