OFG Bancorp(OFG) - 2024 Q2 - Earnings Call Transcript

Remember also that we converted the auto portfolio from a subprime, say 64% prime portfolio during three years ago and now it's 84% prime and super-prime portfolio, which is improving the charge of levels, too. So we are seeing charge-off levels stabilizing and improving too. So again, we are positive on the outlook for the retail portfolio side. On the other hand, commercial portfolios are also benefiting from the macroeconomics of Puerto Rico. We continue to see good opportunities in the pipeline, but als ...