First Ban(FBP) - 2024 Q2 - Earnings Call Transcript

Hi. Good morning. Thank you, Aurelio. Appreciate it. Maybe just starting with the -- continuing with the loan loss reserve, I was just curious here with regard to the decline in the residential mortgage reserve quarter over quarter, was that just kind of a component of historical charge-offs have declined with the primary driver? And could we see a further maybe reduction in that reserve here, over time? Okay. Appreciate that and then just with regard to the loan growth this quarter, I saw in the text that ...