Live Oak(LOB) - 2024 Q2 - Earnings Call Presentation

$84$89 $90$90 $91 3.29% 3.37% 3.32% 3.33% 3.28% | --- | --- | --- | --- | --- | |-------------------------------|---------|---------|---------|---------| | | Q2 2023 | Q3 2023 | Q4 2023 | Q1 2024 | | Net Spread | 3.78% | 3.80% | 3.71% | 3.70% | | Portfolio Loan Yield | 7.37% | 7.52% | 7.61% | 7.77% | | Deposit Cost | 3.59% | 3.72% | 3.90% | 4.07% | | Industry Deposit COF 11 | 1.63% | 1.98% | 2.26% | 2.43% | | CDs: | | | | | | LOB average CD rate | 3.26% | 3.46% | 3.74% | 4.06% | | | | | | | | CD Maturitie ...