PayPal(PYPL) - 2022 Q3 - Earnings Call Presentation

Third Quarter 2022 Results San Jose, California November 3, 2022 • Q3'22: Solid third quarter, with revenue and EPS outperformance ◦ Net revenues of $6.85 billion, growing 11% and 12% on an FX-neutral basis (FXN); excluding eBay1, revenue grew 13% on a spot basis and 14% FXN ◦ GAAP EPS of $1.15 compared to $0.92 in Q3'21, and non-GAAP EPS of $1.08 compared to $1.11 in Q3'21 ◦ Operating cash flow of $1.9 billion, growing 29%, and free cash flow of $1.8 billion, growing 37% ◦ Total Payment Volume (TPV) of $33 ...