munity Bank System(CBU) - 2019 Q4 - Earnings Call Transcript

Community Bank System, Inc. (NYSE:CBU) Q4 2019 Earnings Conference Call January 22, 2020 11:00 AM ET Company Participants Mark Tryniski - President and Chief Executive Officer Joseph Sutaris - Executive Vice President and Chief Financial Officer Conference Call Participants Alexander Twerdahl - Sandler O'Neill & Partners LP Erik Zwick - Boenning & Scattergood Inc. Russell Gunther - D.A. Davidson & Co. Collyn Gilbert - Keefe, Bruyette & Woods, Inc. Operator Welcome to Community Bank System Fourth Quarter 201 ...