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munity Bank System(CBU) - 2018 Q4 - Earnings Call Transcript

Community Bank System, Inc. (NYSE:CBU) Q4 2018 Earnings Conference Call January 23, 2019 11:00 AM ET Company Participants Mark Tryniski - CEO, President & Director Joseph Sutaris - EVP & CFO Conference Call Participants Alexander Twerdahl - Sandler O'Neill + Partners Russell Gunther - D.A. Davidson & Co. Collyn Gilbert - KBW Matthew Breese - Piper Jaffray Companies Erik Zwick - Boenning and Scattergood Operator Welcome to the Community Bank System Fourth Quarter 2018 Earnings Conference Call. Please note t ...