Civista Bancshares(CIVB) - 2021 Q4 - Earnings Call Transcript

Civista Bancshares, Inc. (NASDAQ:CIVB) Q4 2021 Earnings Conference Call February 4, 2022 1:00 PM ET Company Participants Dennis Shaffer - President and Chief Executive Officer Richard Dutton - Senior Vice President and Chief Operating Officer Charles Parcher - Senior Vice President and Chief Lending Officer Conference Call Participants Terry McEvoy - Stephens Bryce Rowe - Hovde Group Tim Switzer - KBW Russell Gunther - D.A. Davidson Daniel Cardenas - Boenning & Scattergood Operator Good day, and welcome to ...