Civista Bancshares(CIVB) - 2020 Q4 - Earnings Call Transcript

Civista Bancshares, Inc. (NASDAQ:CIVB) Q4 2020 Earnings Conference Call February 5, 2021 1:00 PM ET Company Representatives Dennis Shaffer - President, Chief Executive Officer Rich Dutton - Senior Vice President, Chief Operating Officer Chuck Parcher - Senior Vice President, Chief Lending Officer Paul Stark - Chief Credit Officer Conference Call Participants Michael Schiavone - KBW Terry McEvoy - Stephens Nick Cucharale - Piper Sandler Russell Gunther - D.A. Davidson Joe Plevelich - Boenning & Scattergood B ...