SRCB(SH:601825)2024-08-14 07:33Group 1: Dividend Policy - The company has maintained a stable dividend payout ratio above 30% since its listing in 2021, with a recent dividend yield of 5.5%, which is competitive within the industry [2] - The board will consider cash flow, business development, and shareholder demands when determining the mid-term dividend ratio, aiming to provide stable and reliable returns [2] - A specific mid-term dividend plan for 2024 will be developed and implemented based on the shareholders' meeting resolutions [2] Group 2: Share Unlocking Situation - The unlocking mainly involves shareholders holding over 51% of shares and internal employees holding over 50,000 shares, with internal employee shares being a smaller proportion [2] - Major shareholders are strategic investors who are optimistic about the company's long-term development and will adhere to new reduction regulations [2] - The company has organized multiple communication activities with professional investors and individual investors to stabilize market expectations [2] Group 3: Technological Financial Development - As of Q1 2024, the loan balance for technology-based enterprises has exceeded 100 billion yuan [3] - The company has four main advantages in technology finance: regional advantage, first-mover advantage, customer base advantage, and professional advantage [3] - The company has established a specialized service system in technology finance through exclusive products and professional evaluation mechanisms [3] Group 4: Future Focus Areas - The company aims to integrate its mission of "inclusive finance to enhance people's quality of life" with high-quality development [3] - In inclusive finance, the company has achieved full coverage of over 100 towns and 1,550 administrative villages in suburban Shanghai, focusing on rural revitalization [3] - In technology finance, the company has developed a unique model that emphasizes strategic incubation, professional awareness, and a comprehensive product system for technology enterprises [3] - In pension finance, the company focuses on the financial needs of the elderly and has seen the highest growth in pension distribution numbers in the city, ranking second in scale [3]