Customers Bancorp(CUBI) - 2022 Q4 - Earnings Call Presentation

Q4'22 (vs. Q4'21)1 customers bancorp $1.2 2018 $6.3 $2.2 2019 $11.3 $5.2 $5.5 $3.4 $4.9 2021 $1.2 2020 $4.6 $5.0 $1.7 $11.3 $8.5 $10.0 $14.5 +14% - - $4.6 $3.3 $1.0 11 ©2023 CUSTOMERS BANK / ALL RIGHTS RESERVED Let's take on tomorrow. • Total deposit growth: +$1.4B YoY, 8% YoY Continued upside from reinvestment of lower yielding assets into higher yielding assets Cash & other2 13 ©2023 CUSTOMERS BANK / ALL RIGHTS RESERVED NII ex PPP1 $ millions 2.80% 3.00% 0.00% 2.90% 2.70% 3.10% 3.20% 3.16% 2.58% 2018 2.75 ...